THE 10 BEST Washington Casinos - Tripadvisor

Thailand is not a Democracy yet I feel more free in the Kingdom than in California.
Another day another thread or comment is posted on reddit about a FARANG talk crap about Thailand. Yet THAILAND has 3 of their cities in "Most Traveled to Cities in the World" Visa did a stats on this and many other sources corroborated. Why is that? Racists? Xenophobe? Rude culture? Then why do people come?
Allow me to play Devil's advocate:
1) FARANG can't buy land not because of racism but because of CAPITALISM. THAILAND PROTECT KING'S LAND for ITS PEOPLE to purchase at affordable price per Rai.
Examples:
Look at California coastal cities to Oregon to Washington to Vancouver BC. Most of THE LANDS ARE OWNED BY MULTI NATIONAL CORPORATIONS BANKERS. It baffles me when citizen of its own country who parents live in the area cannot afford rent where they grew up. Some old ass landlord dude bottleneck the whole zip code innovation from young people by purchasing up all land and making rent more than 50% of young people's income. People work to pay rent rather than live their life doing passion or other services. So many people are now doing "VaN LiFe, LiveLovePrayTraveltoThailand90daysVisaHopsElepahantPants" Young people suffers from: No private property, no care, no sense of belonging at all. So much pressure for young men, so high suicide rates and divorce due to RENT. It's always comes down to roof over your head.
Look at Facebook owner Zuckerberg. He owns half the island in Hawaii.
Look at Jamaica and other islands around it. All resorts own by few rich dudes. People can't access most beaches only one public beach.
Look at Manila. Homeless Citizens everywhere eating PAG PAG aka throw away KFC in trash while landlords gets fat. Same constitution as USA. Facsimile.
Look at Burma, Laos, Vietnam and Cambodia. Rich military men has multiple wives Helicopters for medivac. Regular citizen get snake bit in the field. No BTS. NO SPEED TRAIN. Good luck fighting cobra bite on motor bike for 45 minutes to "Hospital".
10 Families own half Florida land mass.
Al Jazeera UK usually anti Thailand just released in Youtube video praising Thailand Swiztzerland has program sending their elder to Thailand to lives rest of their lives with nuero disease. It's great news but it's kinda funny how they outsource their elder to other country and Switz and Sweden supposed to be best country in the world LOL. Thailand last resort https://www.youtube.com/watch?v=i7yeiO-UZoM Read the comments how many Switz praise Thai ways of respecting elder.
Look at California. City of Irvine. 4th safest city in United States. 90% own by Irvine Company. It's a big slum lord company with crazy HOA with high tax. You can never own especially with student loan.
Look with San Francisco. You can make 100k per year and live in a shack 3k per month.
You think an average Thai can afford that life style? Western born people even can't afford land in country like the United States land of the FREE so how can Thai? Unless you wanna live in Tornado alley where your life saving can be wiped in 1 shot. Then yes you cann buy a Mcmansion for a 100k.
You yourself will likely pay way more once Thailand becomes democracy. Lands are not gonna be affordable like you think. With outside money, China will swiped right the whole coasts and turn it into Casino like in LAOS, Cambodia and Vancouver Africa. Those videos that FARANG JOE posts on youtube for $200/month BEACH FRONT RENTAL PROPERTY IN PRACHUAP KIRIKHAN etc will be all GONE. It will be like $200 a night bungalo cut out from street with all kind of HOA laws and everything will costs 3 times more due to permit. 30 BAHT street food bowl of BAH MEE MOO DANG from mom and pops shops? Low rent means cheap food. LMAO now 90 BAHT with RENT MARK UP TO GO TO IPO COMPANY WHO JUST ENTERED SP500. Look at USA LANDSCAPE nothing but malls, starbucks, and amazon warehouses. It takes 16 licenses to open a lemonade stand in California. Costs ramification is a lot to an average person. It's not racism at all. Thailand wants Thai to be self reliant and proud business owner. Capitalism kills small businesses Ask Jeff Bayso who during COVID 19 Earnings in first three months equivalent to $33m an hour.
If you want to own property buy condo or buy land but do it the right way and marry a good woman or man. You gonna pass it on to your sons and daughters anyway so who cares. Make babies, plant flag and hold down your land with your wife. If you marry a bar girl and she leaves you, you cannot blame Thailand. You lost your virginity and felt in love with your first warm cherries pie and then it's on you. Bar girls slept with 10,000 dudes by the time she retires at ripe age of 30. I get some people don't care about body count as long as no STD but generally they are harder to bond with. Think about it, would you hire someone to manage your business who leaves his job every week for a new job on his resume? No loyalty. They will run and find another sucker. Don't blame anyone but yourself.
2) Thailand has CONSCRIPTION aka ALL MEN MUST SERVE.
United States has VETERAN DISCOUNTS almost everywhere and has PX for active duty services and VET only electronic stores and booze and cigarettes no tax. Memorial days discounts and perks. Wear a dress Blue??? Free meals all day.
A group of Marine got on the same boat with me and my buddies from Long Beach to Catalina island fishing for scorpion fish. We paid $100 each for 4 hours fishing. Marines all paid 25% less than us due to military discount. I AM PERFECTLY FINE WITH THAT. They served, gave up few years of their youth for service. GOOD FOR THEM HOORAH.
Many average male in Thailand including your sons has to serve unless u hide him from Thailand until he is 30 years old. Many of them also has to be a monk one season for "GrAnDPaRenTz GoeS To HeavEn FamILy HappY" My point is they don't just get the perks. They have to serve 2 years guarding Cambodian, Laos, Burma, and Malaysia boarder and has to be a monk too. I AM ABSOLUTELY OKAY WITH PAYING 100 BAHT AKA 3 BUCKS to enter National Parks and Somchai can pay 30 BAHT aka 1 DOLLARS. I did not serve. My GDP is higher. I HAVE NO PROBLEM WITH PAYING FARANG PRICE.
The Thais are not racists but are weeding out unorganized grab-asstic Cheap Charlies and sociopath takers who pack the attitude to be confrontational in their beloved Thailand. If you can't save up 800k BAHT aka 27k USD, you have no business leaching and retiring in other countries that you didn't put into the system.
People who qualify to retired in Thailand TODAY has a lot higher quality of life than the former Thailand of 20 years ago.
Seems like many Farang with Asian wife in particular ran from Neo-Liberalism-Bigbrother-nopersonalfreedom politics with high tax high rental costs and high divorce rate in the west. So why try to make Thailand Democracy like your home you ran from? Which eventually becomes high propety tax like California. Stay out of politics. Everytime USA bring Democracy, someone gets bombed. You're a guest go fix your home.
Old people can't even afford medicare copays and rent off SSA. What kind of society just let their elder dies in massive body count during COVID19 in USA hospice. Thais cares way more about old people and even bow to them and answer KRUP OR KRA after every sentence.
CHUCKIE AND PAIGE from NOTIME2BESAD just paid 1k PER YEAR for PPO INSURANCE in THAILAND. Thai doctors can make a dude turn to hot ladyboy. Your tumor or nose job is nothing. Them surgeons working in King's hospital are mostly Farang and or Western Medical Educated Thais and only cost a fraction of the US pricing. Retired at 50 years old no need to work hard all your life to 70 years old and break health to make money, then the spent the made money to save health.

I went to Boston for the first time in a few years and got the chance to visit family and friends. I spent 10 days in the area and got the chance to immerse myself in the city.
Weekend 1 Pics: https://www.flickr.com/gp/158149703@N04/5n5HDu
Monday Pics: https://www.flickr.com/gp/158149703@N04/yzKR35
Tuesday Pics: https://www.flickr.com/gp/158149703@N04/44E7x2
Wednesday Pics: https://www.flickr.com/gp/158149703@N04/2rwX3x
Thursday Pics: https://www.flickr.com/gp/158149703@N04/Lq59F0
Friday Pics: https://www.flickr.com/gp/158149703@N04/5BR296
Weekend 2 Pics: https://www.flickr.com/gp/158149703@N04/99Zx6i
​
Boston is a coastal flagship city which is one of the oldest cities in the country. The history carries on to this day and as the 10th largest metropolitan area in the country it leads the nation (and world) in education, healthcare, public transportation, and athletics. There is a distinct culture around the city, a substantial depth of fine arts and a defining resilience that makes Boston unique. While the area is very populated it does feel extremely close knit, there is no wonder why it is called ‘The Town.’
When I visit places I like to do what I call a ‘total immersion,’ where I become a local as best as possible and see and do things from all walks of life. I experienced delays on the T, crazy drivers on the Mass Pike, experienced the opening of the Ballet and felt the energy of an evening game at Fenway. I climbed up many hills from Savin Hill, Bunker Hill, Telegraph Hill, Prospect Hill, Corey Hill and many others. I went to farmers markets, grocery stores and local neighborhood eats. I visited libraries, parks and countless universities. I took a variety of transit trips on foot, bike, bus, ferry and rail. I took in the skyline from all angles near and far, from the seaport to South Boston and beyond to the Noanet Woodlands. I did my best to get a clear picture of all facets of life in Beantown.
In the 3 days I had a BlueBike I rode 92 miles utilizing 36 stations. I rode on all 5 major T lines: Blue, Green (B,C,D,E) Orange, Red (Ashmont, Braintree), Silver (SL4) and utilized 30 stations.
I visited 41 different parks, from small urban gardens to large forests with lush views.
Boston is a city that feels extremely vibrant and academic but at the same time it can be quite blue collar, it just depends on where you go. From the youthful energy of Cambridge to the more mature and laid back Brookline, from the ritzy Back Bay to the gritty winding streets of Roxbury... Boston carries on with confidence, for this is Titletown a city core to the formation of our country. This is where our founding fathers made history, this is where English civilization came to fruition in North America.
I had an incredible time in Boston, it is a truly wonderful city and up there with the finest in the world. It is a large, open and welcoming community with a small town at heart. Thank you Boston for the great experiences I will always have the city on my mind.
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Raves
-Tons of vibrancy in the core city, lots of pedestrians and cyclists
-Universites
-Hospitals and medical institutions
-Parks with great views and variety of landscapes
-Arts institutions, public libraries
-BlueBike system, tons of stations with bikes in good condition and $10 day pass
-Fenway park, an absolute treasure and finest ballpark in baseball with the best ushers and staff
-Cheap and convenient public transit system, week unlimited pass is a deal
-Tons of history throughout the city and surrounding areas
Rants
-Vibrancy goes down significantly after hours, not much open at night past 9pm
-Massholes
-Old and slow trolley and subway system
-Road network makes no sense whatsoever
​
Blue Bike Stations Used:
30 Dane St
Alewife MBTA at Steel Place
Ball Sq
Beacon Street & David G Mugar Way
Beacon Street & Massachusetts Avenue
Broadway T Stop
Cambridge Main Library at Broadway / Trowbridge St
Central Square Post Office Bluebikes Stations
Centre Street & Seaverns Avenue
Chinatown T Stop
Columbia Rd at Tierney Community Center
Dartmouth Street & Boylston Street
Franklin Park - Seaver St. at Humbolt Ave
Green Street T Bluebikes Station
Harrison Avenue & Bennet Street
Harvard Square at Mass Ave/ Dunster
Hayes Square - Vine St at Moulton St
Hyde Square - Barbara St at Centre St
ID Building East
ID Building West
Ink Block - Harrison Ave at Herald St
Jackson Square Bluebikes Station
JFK/UMass T Stop
Kennedy-Longfellow School 158 Spring St
Main St at Thompson Sq
MIT at Mass Ave / Amherst St
One Broadway
Roslindale Village - Washington St
S Huntington Ave at Heath St
Savin Hill T Stop - S Sydney St at Bay St
Stony Brook T Stop
Stuart St at Charles St
Union Square - Somerville
University of Massachusetts Boston - Campus Center
Upham's Corner T Stop - Magnolia St at Dudley St
Wentworth Institute of Technology - Huntington Ave at Vancouver St
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MBTA Stations Utilized:
Airport
Alewife
Aquarium
Back Bay Station
Boston Univ. East
Broadway
Chestnut HIll
Chinatown
Cleveland Circle
Copley
Downtown Crossing
Dudley Square Government Center
Green Street
Harvard
Harvard Avenue
Haymarket Station
Jackson Square
JFK / UMass
Kenmore
Longwood
Massachusetts Ave
Museum of Fine Arts
North Station
Quincy Center
Ruggles
Stony Brook
Summit Avenue
Symphony Station
Wellington
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Eateries:
Bazaar on Cambridge
City Feed and Supply
Courthouse Seafood
Dunkin (original location)
Exodus Bagels
Faneuil Hall Marketplace
Finagle A Bagel
Gene’s Chinese Flatbread Cafe
J.P. Licks (original location)
Joe’s Famous Steak Subs
JP Whole Foods Market
Kupel’s Bakery
Market Basket
South End Whole Foods Market
Sweet Rice JP Thai Sushi
Tasty Burger (original location)
Trader Joe’s Back Bay
Trillium Brewing Company
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Parks:
Arnold Arboretum of Harvard University
Assabet River National Wildlife Refuge
Back Bay Fens
Berkeley Community Garden
Blackstone Square
Boston Common
Boston National HIstorical Park
Boston Public Garden
Bunker HIll Monument
Castle Island
Channel Park
Chester Park
Copley Square
Corey HIll Overlook Park
Dorchester Heights
Dorchester Shores Reservation
East Boston Greenway
Fan Pier Park
Forest Hills Cemetery
Franklin Park
Franklin Square
Harriet Tubman Memorial
Jamaica Pond
Larz Anderson Park
LoPresti Park
Louisburg Square
M Street Beach
Malibu Beach
Millennium Park
Noanet Woodlands
North Point Park
Olmsted Park
Paul Revere Park
Peters Park
Prospect Hill Park
Reservoir Walking Trail (Weston Reservoir)
Riverbend Park
Savin HIll Park
Seven Hills Park
Thomas J Butler Memorial Park
Titus Sparrow Park
​
Attractions:
Boston City Hall
Boston College
Boston Opera House
Boston Public Library
Boston Symphony Hall
Boston University Bridge
Cambridge Public Library
Chinatown Gate
Coolidge Corner Farmers Market
Copley Place
Copp’s Hill Burying Ground
Drydock Center
Dugout Cafe
Encore Boston Harbor
Fenway Park
Gillette World Shaving Headquarters
Hancock Cemetery
Harvard Bridge
Harvard Business School
Harvard Stadium
Harvard Yard
Honan-Allston Branch of the Boston Public Library
John Fitzgerald Kennedy National Historic Site
John W. Weeks Footbridge
Long Wharf (South)
Longwood Medical and Academic Area
Massachusetts Institute of Technology
Massachusetts State House
Medford Square
Museum of Fine Arts, Boston
Northeastern University
Paul Revere Statue
Samuel Adams Boston Brewery
Seaport World Trade Center
Shirley-Eustis House
Skywalk Obervatory
Sowa OPen Market
The James Blake House 1661
The Old House at Peace Field- Adams National Historical Park
Thomas Crane Public Library
Tuft University
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Detail Notes:
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Thursday
-Fly from Cincinnati CVG to Boston Logan while making a connecting flight stop in DCA
-Arrive at Logan in terminal B, I love the new terminal with large glass windows with the view of downtown
-My family picks me up and we immediately head to East Boston
-We walk around East Boston and check out the skyline views from LoPresti Park
-There is a lot of new development in the neighborhood, it feels like Boston’s version of Long Island City
-Walk back to the car and go by the East Boston Greenway
-We drive under the tunnel into downtown and then drive to the Seaport and park on A St.
-Grab beers at Trillium Brewing Company from the outdoor patio
-Then we go for a walk first around Fan Pier Park and then cross the Fort Point Channel into downtown
-Walk to Faneuil Hall Marketplace and get dinner, I get a platter from the Indian vendor, I love that there is a Magnolia Bakery vendor which I remember getting the banana pudding at the Upper West Side location in NYC
-Drive out to Natick to stay in Hotel
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Friday
-Go out with family to Assabet River National Wildlife Refuge
-Walk around the beautiful Puffer Pond
-Walk on the trails and see some of the ammunition storage bunkers
Saturday
-Go to Bat-Mitzvah with family
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Sunday
-Spend more time with family, go to relatives house in Jamaica Plain where I would stay for the week
-Go for a run around the Weston Reservoir
-Go out to the JP Licks on Centre St.
-Walk to the Jamaica Pond at night
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Monday
-Wake up and go to the Centre St/Seaverns Ave Blue Bike station and pick up a bike
-Ride bike to Arnold Arboretum of Harvard University and bike up to the top of Peters Hill and catch the great view
-Bike down through Roslindale Village then to the Forest Hill station, I love all of the bike/walk trails and bike parking
-I then enter the SW Corridor Park and bike up to the Jackson Square station
-There are tons of other bike commuters making for an enjoyable ride with other fellow people on the trails
-I go to the Stop & Shop to get some chewy bars
-I continue biking down past the JP Whole Foods and make my way to Jamaica Pond where I bike around the Pond counter-clockwise
-A person lets me know I cannot bike on the path in the SW portion of the park so I head for the road on Francis Parkman Dr. and feel very uncomfortable with all of the cars, but once I get to Perkins St. I go back to the trail
-I then make my way up the Emerald Necklace, passing through Olmstead Park
-I go by Longwood Medical area, the MFA and the Back Bay Fens
-I make it to the Massachusetts Ave and take in the views of Cambridge and the Boston skyline
-I bike down through the Back Bay and to the Boston Public Library
-Inside former governor Bill Weld is doing an interview with WGBH and I sit in for a few minutes
-I then walk around and check out the Norman Leventhal map room which I love
-I then check out the various rooms in the old section of the library including the main reading room, which is beautiful and not too crowded or swarmed with tourists (unlike the Stephen A. Schwarzman Building in NYC public library)
-Bike over to the Boston Public Garden and check out the landscaping
-Then walk through Beacon Hill, I love the historic streets and architecture
-Check out Louisburg Square, which feels like a small version of Gramercy Park
-Walk to the Massachusetts Statehouse and go inside
-Check out the House of Representative Chamber and Senate Chamber
-I talk with one of the guards (who has a very strong Boston accent) who tells me I should visit the Governor's Foyer and tells me to look for Bill Weld’s portrait which is different from all the others, so I go and visit and it is very different!
-I leave the statehouse and go to the Granary Burying Ground, it is amazing to see such and old Cemetery and I check out the graves of John Hancock and Paul Revere
-Walk to Downtown Crossing (DTX) and I am very impressed by the pedestrian only streets and vibrancy
-I get noodles with a lamb skewer at Gene's Chinese Flatbread Cafe which is very good
-I then walk through Chinatown by the Chinatown Gate and love seeing all of the elderly people playing card games at Mary Soo Hoo Park
-I bike over through the seaport to the Seaport World Trade Center and catch the amazing views
-Continue to bike over to the Reebok World Headquarters and checkout the store/crossfit studio
-I bike around the drydocks, I really like the AT-AT looking cranes
-I then bike over Summer St. and then to 1st street to Thomas J Butler Memorial Park and then make my way to Castle Island
-I dismount my bike (not suppose to bike along the paths on Castle Island) and walk around the Fort Independence and check out the views of planes landing at Logan, I do see quite a few large jets landing from overseas
-I walk around Pleasure Bay to Head Island and then get back on my bike after going to the Harbourwalk
-I bike along M Street Beach and then make my way up to Dorchester Heights up on Telegraph Hill. This area has great views of downtown and feels somewhat like San Francisco
-I bike back over Traveler St. through Channel Park and then go to the Chinatown Orange Line and Ride to Stony Brook
-I then bike over to Franklin Park where I check out White Stadium as there is a high school soccer game going on
-Then bike around the park stopping by the gates of the Zoo and then the Franklin Park Overlook Ruins
-Then I go back where I am staying in JP and go for a run...making a loop from the Pond to the SW Corridor Park then down to Forrest Hills then back up to the Pond
​
Tuesday
-Walk to Green street and take Orange Line to DTX...then transfer to Red Line, it is very crowded on the platford at the crossing
-Ride North on Red Line crossing the Charles River and to Alewife
-Station feels very Eurpean as there are lots of buses and bike parking
-Bike along Somerville Community Path to Davis station
-Bike north to Medford and check out Tufts University Campus, I love the buildings and greenery
-Bike north across the Mystic River and then to Medford Square
-Continue biking south to Magoun Square, checking out the very residential streets of Somerville
-Go to Market Basket to get some more chewy bars and get a sports drink
-Bike down to Harvard
-Check out the Harvard campus, I first start on the east side of campus and then make my way to the Harvard Yard and Harvard Square
-Bike over to the Cambridge Public Library for a quick phone charge
-Bike over through Inman Square and Union Square
-Bike up to Prospect Hill Park and check out the views of downtown Boston
-Bike through the Central Redline stop and bike over to the west side of the MIT campus to BU bridge
-Bike across BU bridge and check out all of the students crossing the street during class changes on Commonwealth Ave
-Bike back across the bridge taking in the view and then bike along the river on the Dr. Dudley White Bike Path
-When I get to Massachusetts Ave I walk around campus (I get a tour guide map) and check out some of the cool buildings such as Kresge Auditorium and the great dome. The MIT campus is much more visitor friendly than Harvard, you can really go in a lot more buildings
-Then I bike over to check out the Kendall Square area and check out MIT Sloan
-I make my way up to East Cambridge and have a salmon platter at Courthouse Seafood
-I then bike down through North Point Park and Paul Revere Park to Charlestown
-I check out the Boston National Historical Park on the water and then make my way into Charlestown
-I like Charlestown is does have a similar feeling to South Boston and is surprisingly nicer than I thought it would be and lots of very nice looking housing
-I make my way to the Bunker Hill Monument
-Then I run down to catch the ferry (which is included with 7-day MBTA pass) at the Charlestown Navy Yard Ferry Terminal
-Take 7 minute Ferry ride to the Aquarium Terminal and get great views of the harbour and downtown
-I take the Blue Line from the Aquarium to Government Center
-Then I take the D train Green Line to Kenmore
-Get off at Kenmore and walk to Fenway Park, I walk around the park before the gates open and get in line
-Go inside the park (get Bathan Eovaldi bobblehead giveaway) then check out the team store
-Inside awesome teamstore, I go to the back room where there is memorabilia and get an autograph from Julian Tavarez
-I walk into the stadium and I walk right down to home plate, then over to left field and onto the Green Monster, then on the upper deck around to right field, then down to the bleachers then back behind home plate. I love how you are allowed to go nearly everywhere in the park before the game starts (as opposed to Wrigley Field or Yankee Stadium). The ushers are so friendly and really go out of their way to make a great experience.
-Go to 5th row in Grandstand section 19 to watch the game which is a great view
-See a lot of Red Sox Legends in the Park (Pedro Martinez and Carlton Fisk)
-See Mike Yastrzemski hit a home run and the crowd gives a standing ovation
-Leave game and head to Tasty Burger
-Walk across the Fens and see a movie being filmed at the MFA coming to Netflix called ‘The Sleepover’
-Catch 39 Bus back to accommodation
Wednesday
-Wake up and bike over to Exodus Bagels, I get a plain with cream cheese
-Bike through Roxbury, go by Boston Latin Academy and up through Dudley Square
-Check out the Shirley-Eustis House
-Bike to Upham’s Corner and check out the Dorchester North Burying Ground. I love all of the street art murals in Roxbury and Dorchester, while these are some of the poorer neighborhoods in the city, they still are not that down looking and have a good community feel
-Check out the James Blake House (built in 1661!)
-Bike to the JFK/UMass Red Line stop and head south to Quincy Center
-Check out downtown Quincy and visit Hancock Cemetery which is very cool (set apart in 1640!)
-Walk up to check out the Adams National Park Visitor Center and then the The Old House at Peace Field, then I walk to the Quincy Homestead
-Walk through Faxon Field and then go to the Original Dunkin Donuts on Southern Artery and get a 10 pcs munchkins (and immediately eat all of them)
-Walk back downtown and check out inside Thomas Crane Public Library
-Take Red Line back to JFK/UMass and bike along Dorchester Shores Reservation
-Bike around JFK Presidential Library and then check out the UMass Boston Campus, I take a break in the beautiful cafeteria overlooking the water and charge my phone and rest for a few minutes
-I then bike down around Savin Hill Cove past the Vietnam War Memorial and over to Malibu Beach
-Then I bike up to the top of Savin Hill but the view is disappointing as there really isn’t a view
-I then take the Red Line from Savin Hill to Broadway and check out the Gillette HQ complex and take in the views from the city
-I bike to the South End Whole Foods and get a turkey sandwich
-I then go to Emerson and check out the buildings there and eat my turkey sandwich and then walk through the North End
-I check out the Paul Revere Statue, Old North Church and Copp’s Hill Burial Ground
-Go to North Station and catch the Green E line to the MFA
-Check out the MFA which is very very impressive, my favorite section is the American landscape paintings. I also see some work done by Frank Duveneck who is from where I live in Covington, KY (right across the bridge from Cincinnati)
-Bike over to meet a friend at Harvard, to get there I bike through Longwood and catch the stunning sunset John W. Weeks Footbridge
-Take Red Line from Harvard Square to DTX then take Orange line to Jackson Square
-Bike to the JP Whole foods and get 2 cans of beans to eat
-Bike back to accommodation, eat beans and go to sleep
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Thursday
-Wake up and take Orange Line to Wellington, there is a Dunkin in the stop and there are many locals waiting to get their fix
-Take the Encore shuttle to the Encore Casino (originally I got on the employee shuttle)
-Walk through the Casino and grounds, the physical plant is amazing and there are some nice views of the Mystic but overall I am not that impressed as the shopping is not that high end and the minimums are high for the table games
-I take the shuttle back to Wellington and then take Orange Line to Back Bay Station then I take the Green B line from Copley Square to Harvard Ave
-I then walk to Bazaar on Cambridge and get ½ pound of lox and a loaf of dark brown sourdough rye 'Borodinsky bread.'
-I eat outside at a local park right next to the Honan-Allston Branch of the Boston Public Library and then check out the library inside
-I then walk over to Harvard Stadium and check it out and the Harvard Business School and check out the campus and meet with a friend there briefly
-I catch the 66 bus back down to Harvard Ave into Brookline where I grab a bagel at Kupel's Bakery walk around and check out the JFK National Historic Site
-Then make my way down to Coolidge Corner and then check out the Brookline Farmers Market
-Then walk on Beacon Street and up Summit Ave to Corey Hill Overlook Park which the views are ok but then walk back down and catch the Green Line C train
-Get off at the end of the C train at Cleveland Circle and walk around Chestnut Hill Reservoir from the north side
-I then walk through Boston College Football stadium and the campus, which is very beautiful
-I then walk down Hammond St. to the Chestnut HIll D train and take it to Longwood station
-I walk through Longwood at all of the world class medical schools and institutions and walk by Boston Latin School
-I then walk through Northeastern campus and go to Ruggles station and catch a brand new Orange Line train which I take to Chinatown
-I then walk though the Boston Common and grab a Mcdonalds burgefries/McChicken and eat on a bench in the common and do some people watching
-Then I go to the Boston Opera House to see the premiere the 2019-2020 Boston Ballet which is a performance of Giselle which I love
-After the show then check out the new downtown Taco Bell but it is a complete mess so I just take an Uber back
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Friday
-Wake up and go to Green St. Orange Line, there is a brand new train but it is going outbound to Forrest Hills so I take an old train to Massachusetts Ave station and walk through the SW Corridor Park. I love the juxtaposition of the historic walk ups to the towering skyscrapers
-I make my way to Harriet Tubman Square, Chester Park, Franklin Square and Jackson Square
-I walk through the Berklee Community Garden
-I then walk up to check out the Boston Marathon Bombing Memorial Finish Line and get a bagel w/cream cheese at Finagleabagel
-Then I meet some friends and walk through the Copley Place shops and then go up to the Skydeck on the top of the Prudential Building
-The views are great but I do not think worth the $20+ price of admission. Its is cool though to see all of the places I have been from a birds eye view, especially the water and all of the rowhouse neighborhoods
-Then take Prudential Green Line to Haymarket and check out the farmers market
-I then head to City Hall Plaza and take in the Boston Climate Strike
-Next I take Green Line E train from Government Center to Symphony Hall and go inside
-I see performance of the Boston Symphony I get a seat on the first balcony to have a view of the two piano concerto. There is also a world premiere piece commissioned by the BSO and Beethoven's Fantasia featuring The Tanglewood Festival Chorus.
-After the Symphony I take the Orange Line to Stoney Brook and get some bagels from City Feed
-In evening head to Millenium Park and go for a run, take trail down to the Charles River and then take in the sunset from atop the skyline loop
-Go out to dinner at Sweet Rice in JP
​
Saturday
-I go for a morning run, I first cross the Emerald Necklace into Brookline to check out Larz Anderson Park. Then I go through the Arboretum and the Bussey Brook Meadow to the Forest Hills Cemetery. I visit the burial places of Revolutionary War General Joseph Warren, Poet E.E. Cummings, Abolitionist William Llyod Garrison and Nobel Laureate Playwright Eugene O'Neil.
-Then I go to the Sam Adams Brewery and go for a toutasting where I try the Boston Lager, Oktoberfest, and Pumpkin Ale
-Then take 39 bus to the Back Bay and walk down Newbury St and check out all of the shops
-Get a burrito at the Back Bay Trader Joes and then walk to the Boston Common where the ‘Freedom Fest’ is taking place, there is a lot of smoke which I cannot handle so I walk around
-I check out the ‘Friends’ couch set and then take the Silver Line from Tuft Medical Center to Dudley Square
-I get a shredded beef sandwich at Joe’s which is really big just what I needed
-Then I take the 28 bus to the orange line back to JP
-At night I take 39 bus to Copley and take Green Line B train to Boston University East and I go see the Mendoza Line Comedy show at the Dugout Cafe
​
Sunday
-I wake up and take bus to the South end and check out the SoWa open market, I check out the food stalls, outdoor crafts market, indoor vintage market and artist studios
-I then grab some food at the South End Whole Foods and then take Orange Line/Orange line shuttle back to JP
-Then go for an afternoon run through the Noanet Woodland and catch the nice view of downtown Boston and forest from the top of the lookout
​
Monday
-Wake up before dawn, and take Orange Line to the Blue Line at Government Center and take the Blue Line to the Airport
-Check out the skyline from the terminal one last time and then fly back to CVG

Hey everyone,
I hope you are all doing fine and well during this trying time, hopefully we are nearing the tail end of this thing. I am new to forum pages and discords but just thought while all of this is going on I would try to branch out and build a network of card counters and advantage players in my area and in locations I frequent regularly. I am from the Okanagan region of British Columbia, Canada. I am an avid card counter who has used this quarantine to build up an adequate bankroll to get me started. I am in no way a full time gambler so my bankroll fits my needs at this current stage.
The real purpose of this post is to try and connect and share ideas with other AP's in the Okanagan, Greater Vancouver and Washington State areas specifically but always open to connect with card counters and AP's around the world. If you are interested in building a network please reply, tell me a bit about yourself and your adventures in the AP world.
I look forward to getting to know more AP's and building a strong network of players dedicated to taking casino's down a peg.
​
Cheers

This is the continuation of my series highlighting specific critic's criticisms of TLJ. Part I on Humor is here, which also details my reasoning for this mining operation. Here we are covering Canto Bight, and we have everything from run of the mill iodized stuff to hail-sized rock salt on display, so adjust your goggles accordingly.

Johnson overplays his hand occasionally — most notably an unnecessary sequence at the casino city of Canto Bight that goes straight from a political sermon into a plot hole

Ethan Sacks, New York Daily News - Fresh

The bad news is, this involves an unnecessary trip to a kind of casino planet that doesn’t really advance the story.

Bill Goodykoontz, Arizona Republic - Fresh

A scene in an opulent casino is easily the most painful yet in this new generation of Star Wars flicks, eliciting images of the green screen busy set pieces of the early-2000 franchise additions, enticing to the youngest members of the audience who need their stories overly padded with shiny spectacle.

Matt Oakes, Silver Screen Riot - Fresh

Boyega is a loveable hero, and his new compadre Rose (Kelly Marie Tran) is a nice addition. However, as much as it isn’t overbearing, their entire sub-plot is when the adventure loses steam. This moves the film away from where all the interest is – Luke. At this point, it becomes a little disjointed and unnecessary, never reaching a point of excitement required for a chunk of plot of this degree.

Cameron Frew, FrewFilm - Fresh

an extended digression with Finn and Rose that doesn’t end up counting for much plotwise

Bob Chipman, Moviebob Central - Fresh

Sadly, Boyega's Finn -- still an appealing character -- is saddled with a go-nowhere plot-line that has him and Resistance mechanic Rose show up at a space casino and cross paths with a rogue with a heart of a gold (or maybe just rogue?) played by Benicio Del Toro. There's the kernel of interesting idea there as we glimpse the socioeconomic underpinnings of this galaxy far, far away in a way we've never seen before, but it's a digression whose payoff doesn't warrant the build-up. And when you're already the longest Star Wars ever made (two and a half hours!), some snipping here and there might not have been a bad idea.

Zaki Hasan, Zaki's Corner - Fresh

I’m not a big fan of Finn and Rose’s side adventure, which has the air of a spinoff story being tacked onto the main narrative (probably to give Finn a purpose, since Rey is doing her own thing with Luke). Apart from showcasing the power of hope on a younger generation, it’s not as well integrated into the seams of the larger story as it could’ve been.

Tomas Trussow, The Lonely Film Critic - Fresh

It’s Finn’s mission which takes the film off on a diversion where it didn’t really need to go. There’s a lot of comedic hijinks involved in all of this which George Lucas would have excised from the first draft of anything he ever wrote.

Niall Browne, Movies in Focus - Fresh

Much of the Canto Bight sequence feels unnecessary

Molly Templeton, Eugene Weekly - Fresh

First, both prominent new characters Rose and DJ seemed shoe-horned in, and Rose especially doesn't seem to have a real place in this film nor does she add anything to be hopeful about in the future. And while both Rey and Poe fans will probably be pleased with where their characters go, Finn sort of takes a step back, as he is sent off on a side adventure that seems like second-tier Star Wars. It's a diversion that takes up a good portion of the film and really serves no purpose to the overall story...worse yet, it seems to contain some heavy-handed political messages not commonly found, at least not this blatantly, in the Star Wars universe. These are more than just quibbles too: Most fans will not be used to the slow, lumbering pace or the general unevenness of this film...especially coming on the heels of the action-packed pacing that JJ Abrams brought in Episode VII.

Tom Santilli, AXS.com - Fresh

There’s some stuff that feels extraneous (the whole Canto Bight sequence, which seems to exist to set up a new Lando-like character played by Benicio del Toro), and the cycle of attack and retreat — mostly retreat — gets a bit monotonous.

Rob Gonsalves, eFilmCritic.com - Fresh

Muchas de las situaciones se sienten forzadas e innecesarias (por ejemplo, la aventura de Finn y Rose, me parece innecesaria).

Ruben Peralta Rigaud, Cocalecas - Fresh

Their jaunt to the casino planet of Canto Bight serves little purpose besides introducing Del Toro, updating the cantina scene, and offering up a tired CGI chase scene that wouldn’t have looked out of place in Attack of the Clones. Kudos (maybe) to Johnson for introducing income inequality to the Star Wars universe, but the entire sequence feels rushed and shoehorned into an already long movie.

Pete Vonder Haar Houston Press - Fresh

The weakest of these is Finn's. It's briskly paced and full of action yes, but let's just say a casino is no cantina... Worse, it also sees him interacting with Prequel Trilogy levels of CGI critters.

Karl Puschmann, New Zealand Herald - Fresh

But the worst distraction “The Last Jedi” has to offer involves erstwhile Stormtrooper Finn (John Boyega) and a Resistance maintenance worker named Rose (Kelly Marie Tran), a subplot every bit as visually and narratively inept as Lucas’ prequels were taken as.

J. Olson, Cinemixtape - Rotten

Finn’s entire storyline could be cut and the film would be better off. As Finn was one of the driving-force leads of The Force Awakens and also a charming character, this is a disappointing development. His adventure is such a low point that it would not seem out of place in one of George Lucas’ efforts from between 1999 and 2005, and it serves little purpose to the film’s overall plot.

Alex Doenau, Trespass - Fresh

there’s too much going on in The Last Jedi, and a lot of it feels like filler. Besides the aforementioned, stalled-out space battle, there’s a clunky sequence in a casino that goes on far too long, a lot of distracting cameos, and new characters inhabited by Laura Dern and Benicio del Toro, who bring close to nothing to the proceedings.

Bob Grimm, Reno News and Review - Fresh

Finn and Rose (a new addition to the principal cast) distract the audience with an overlong and ultimately unnecessary side plot.

Richard Dove, International Business Times - Rotten

And this plotline feeds right into the absolutely unforgivably terrible subplot, which is the adventures of Finn (John Boyega) the cowardly ex-storm trooper, and Rose (Kelly Marie Tran), the class-conscious engineer, who go on a fetch quest that is every bit as pointless as the whole matter of the military nonsense, only even worse, because it hinges on terrible comedy, bad CGI, and a spectacularly horrible moment when Johnson stops the film in its tracks to provide a ruthlessly on-the-nose lesson about economic inequality and the military-industrial complex.

Tim Brayton, Alternate Ending - Rotten

Some of what happens on the casino planet — called Canto Bight, and sure to figure in the next film — is goofy on a level as cringe-inducing as things we saw in the prequel trilogy; like, Jar-Jar Binks–awful.

MaryAnn Johanson, Flick Filosopher - Fresh

Johnson does his best to hustle from one location to the next, but the narrative has a tendency from time to time to drag. The biggest example of this are the scenes on Canto Bight. Which is a shame, because a huge chunk of the film’s message is established on these scenes. But the very nature of the story, with its many moving parts, inadvertently makes this section of the film feel like a diversion.

Chris Evangelista, Slashfilm - Fresh

The humour is kind of sour in other places, too, such as the silly neo-cantina scene as Finn and Rose track the whereabouts of a mysterious encrypter, who might be the rebellion’s last hope, into a sort of galactic Monte Carlo. The abundance of slapstick there and in other parts of the film doesn’t click and feels forced.

Diva Velez, TheDivaReview.com - Fresh

In an unnecessary and quite frankly preposterous third subplot, Finn (John Boyega) and a new character, Rose Tico (Kelly Marie Tran), race against the clock to locate an underworld figure who can help them neutralise the First Order’s tracking device, thus allowing the diminished rebel fleet to escape.

Vicky Roach, Daily Telegraph (Australia) - Rotten

Weak points come with awkward humour that lacks comedic rhythm and an unnecessary casino escapade, where a disposable underworld character DJ (Benicio del Toro) is introduced, that subsequently soft lens into what is essentially a children's adventure tale about animals

Craig Takeuchi, Georgia Straight - Fresh

Unfortunately, we keep getting dragged away from the only emotionally resonant portion of the film to watch Finn and Rose engage in sub-prequel hijinks on the casino planet. Everything here is forced and awful, visually uninteresting and often dark to the point of unwatchability, lousy with mawkish little kids making bug eyes at the camera as we marvel at the horror of economic inequality, and drowned in an atrocious patina of truly terrible CGI. It calls to mind the droid factory in Attack of the Clones and the pre-podrace sequence in The Phantom Menace. Most offensively, the whole Finn/Rose diversion has absolutely no importance to the forward momentum of the plot—it's utterly irrelevant, even nonsensical.

Sonny Bunch, Washington Free Beacon - Rotten

Not everything in the film works: a few of the goofier comic moments fail to land and true to the legacy of Lucas there’s a fair amount of eye-wincing dialogue. More importantly, the second act bows under the weight of too many narrative strands; Finn’s away mission comes off as a bit superfluous, as does Laura Dern’s Vice Admiral Holdo, and both Rose and the beloved Chewbacca (Joonas Suotamo) are sadly underwritten. In a trade-off that brings scope and complexity, Johnson has sacrificed narrative efficiency.

Christopher Machell, CineVue - Fresh

I didn't like the sequence in a casino--a callback to the Star Wars Cantina, of course, but also a chance to discuss the evils of war profiteers and the 1%. There are creatures there, there's slapstick, there's a heist of sorts, and it all harks back to my favourite of Johnson's films, The Brothers Bloom, in the interplay between the characters, in the lightness and clarity of the scheme. But it's tonally disruptive, and it introduces a trio of children who seem like part of a different film.

Walter Chaw, Film Freak Central - Fresh

Finn and Rose’s trip to a gambling planet – basically a space Monaco – flits between light fun and on-the-nose political narrative.

Richard Whittaker, Austin Chronicle - Fresh

It also begs the question why the space casino sequence, arguably the least relevant to the core story, wasn’t dramatically trimmed back. Aside from a throwaway final shot, this section of the film is the weakest – designed to depict profiteering space-capitalism run rampant (ironically, also depicting a stable of space-horses also running rampant).

Patrick Kolan, Shotgun Cinema - Fresh

But as ingenious as this setup may be, it also gives rise to the film's most pointless subplot. After waking from his coma, Finn (John Boyega) contrives a means by which he can disable the New Order's tracking device, albeit one that requires him to sneak off the fleeing vessel, travel to a Monaco-styled casino planet, track down a master codebreaker and infiltrate the enemy's warship undetected. This enormous MacGuffin sees Boyega partnered with the charming Kelly Marie Tran as Rose Tico, a Resistance engineer low in status but high in pluck. The problem is that their side adventure does absolutely nothing to advance the actual story.

Tom Glasson, Concrete Playground - Fresh

Unfortunately, John Boyega’s Finn, Oscar Isaac’s Poe and Kelly Marie Tran—as Finn’s new partner-in-rebellion Rose—are given the equivalent of busywork while the rest of the cast moves the plot along.

Simon Miraudo, Student Edge - Fresh

A detour to a casino planet where Finn and a resistance mechanic named Rose (Kelly Marie Tran) search for a codebreaker to help them disrupt the First Order's tracking of the retreating resistance ships feels like a trip into another movie. The stakes here seem far lower than the live-or-die scenario facing Poe, General Leia Organa (the late Carrie Fisher) and the others trying to make their getaway.

Greg Maki Star-Democrat (Easton, MD) Fresh

The only characters not doing a huge amount of growing are Finn (John Boyega) and mechanic Rose Tico (Kelly Marie Tran), and not for nothing, their subplot opens up a momentum drain that is the only weakness in The Last Jedi. Boyega and Tran are perfectly enjoyable, and their subplot isn’t a complete waste of time, but you start to feel the length of The Last Jedi when it veers off with them, and Finn’s arc is a pale echo of Poe’s so it’s not like much is being accomplished.

Sarah Marrs Lainey Gossip Fresh

Rey’s journey toward learning the ways of the Jedi is far more entertaining than Finn’s convoluted (and ultimately pointless) storyline

Josh Bell Las Vegas Weekly Fresh

Rose’s character is front and center in the film’s weakest sequences. We’re diverted to a city where the worst of the worst frolic. No, not the usual hives of scum and villainy. It’s a casino where the very, very rich cavort. The evil One Percenters! If you’re not immediately yanked out of the story here you deserve a prize. The accompanying dialogue is equally clunky, as is the reason all these vapid souls gained their fortunes.

Christian Toto, HollywoodInToto.com - Rotten

Far less successful is the time spent with the rebels on the run from Hux and the First Order. Not only is it centered on the slowest space chase in sci-fi history, but subplots featuring Poe, Finn (John Boyega), and Rose (newcomer Kelly Marie Tran) go absolutely nowhere. Sure we get introduced to DJ (Benicio Del Toro) and Vice Admiral Holdo (Laura Dern), but it’s with actions that fail to connect either through sheer stupidity or the simple truth that their absence wouldn’t change the story in the slightest. They’re obvious filler, and as is the Disney way (witness their Marvel films) the studio’s never met a character that couldn’t be jammed into a movie for no reason other than the misguided belief that more is better. Finn and Rose’s adventure in particular offers some additional action beats and a visit to a casino — think the Mos Eisley Cantina scene from Star Wars, but for the 1% — but it is meaningless noise.

Rob Hunter, Film School Rejects - Fresh

Meanwhile, what feels too much like the “B plot” side adventure has Finn and Rose on a mission that takes them into another film entirely, a sort of intergalactic James Bond-meets-Free Willy. It’s hard not to feel that their entire subplot could be axed in order to make The Last Jedi stronger and tighter, which is unfortunate.

Kaila Hale-Stern, The Mary Sue - Fresh

There is a whole section that feels out of kilter and harks back to the CGI naffness of the prequels — and is also virtually pointless to the plot.

Jamie East, The Sun (UK) - Fresh

The film’s epic 150-minute runtime allows plenty of room for Johnson’s inventiveness, but there’s also a tiny bit of fat in the middle of the movie, specifically in the Canto Bight scenes with Finn and Rose. The casino city itself is gorgeous and has some crazy-cool characters, plus Finn and Rose’s presence there shines a light on some new, worthwhile themes for the Star Wars franchise. However, in terms of the overall story, the whole escapade feels a little pointless and small. It doesn’t help that Benicio del Toro’s new character, DJ, who is part of the same storyline, is largely insignificant.

Germain Lussier, io9.com - Fresh

Star Wars: The Last Jedi does have a clear weak spot -- specifically the side plot that develops between Finn (John Boyega) and newly-introduced Resistance member Rose Tico (Kelly Marie Tran). Following a genuinely funny meet-up between the two characters, they are given their own special mission searching for a codebreaker who can assist in the battle against the First Order. But this storyline never feels particularly inspired or impactful as everything else going down in the movie. While it is constructed to fit with the larger themes of the film, features its own interesting expectation-flipping turns, and does eventually have a key impact on the macro scale, it's also the only part of the feature that ever feels expendable, and not helping anything is that it features the weakest visual effects of the blockbuster (especially during a second-act chase sequence).

Eric Eisenberg, CinemaBlend - Fresh

Finn and Rose’s mission takes them to Canto Bight, a kind of Monte Carlo peopled by extras from Babylon 5, and feels like it is just ticking the Weird Alien Bar box started by the Cantina. A ride on space horses also feels like a needless diversion, as does Benicio Del Toro’s space rogue, whose strange, laconic presence never really makes its mark.

Ian Freer, Empire Magazine - Fresh

It’s a shame, then, that the righteousness of Finn and Rose’s place in the film is undermined slightly by the limpness of their mission. Perhaps feeling there had to be some kind of Mos Eisley–esque sequence in the film, Johnson sends the pair to a casino city full of all kinds of creatures. It’s fun, sure, but the whole operation ultimately turns out to be a red herring. At least there’s some nice musing on liberation during this stretch, reminding us of the real stakes of this long story—freedom is, after all, what the Empire denies and the Rebel Alliance promises. And in a gorgeous third-act sequence—which includes the film’s true Empire Strikes Back homage—Finn and Rose finally get the emboldened moments they deserve. I just wish they fit more integrally into the central thesis of the film, that they were just as special, in their way, as Rey is, glinting with messianic power as she ascends.

Richard Lawson, Vanity Fair - Fresh

Of the three simultaneous plots, it’s Finn’s that sometimes drags down the energy, particularly with an introduction of a shady thief played by Benicio del Toro, the only new addition to the cast that doesn’t quite work; he seems to be acting in his own private movie, and it’s not as good as this one.

Will Leitch Paste Magazine - Fresh

Where the film struggles the most is on Canto Bight. Taken on her own, Rose isn’t a bad addition to the Star Wars mythos, and the movie definitely needs someone to play against Finn. Unfortunately, they lack the electric chemistry we saw between Finn and Rey in The Force Awakens, and their secret mission in a casino feels like it should be far more entertaining than it actually is.

Matt Goldberg, Collider - Fresh

Some action sequences are superfluous and unengaging. Benicio del Toro all but cameos as a sort of hobo hustler, while John Boyega’s Finn is sidelined, relegated to relatively inconsequential hi-jinx.

Alex Godfrey, GQ Magazine [UK] - Fresh

Finn (John Boyega) and newcomer Rose (Kelly Marie Tran) attempt an espionage mission that takes them to what is the Star Wars equivalent of the French Riviera. It’s a casino city named Canto Bight, and their adventures here push the Rick’s Café sensibilities from the original Star Wars’ cantina sequence to their limit. Nevertheless, this entire subplot amounts to a whole lot of padding while the real tough and revelatory decisions are made on Ahch-To.

David Crow, Den of Geek - Fresh

Plot-wise, I felt the entire side story at the casino world of Canto Bight was unnecessary. If you cut the entire sequence out of the film, it would have little impact on the core narrative.

Scott Chitwood ComingSoon.net - Fresh

Finn (John Boyega) wakes up, meets a admiring fan down in maintenance named Rose Tico (Kelly Marie Tran) and they head off on their own adventure, a detour that somehow combines the louche slickness of Cloud City and moralizing at its most Disney.

Joe Gross, Austin American-Statesman - Fresh

But The Last Jedi’s two-and-half-hour sprawl still includes an awful lot of clunky, derivative, and largely unnecessary incidents to wade through in order to get to its maverick last act. This is especially true when it comes to the plausibility-straining mission of stormtrooper turned Rebel Alliance fighter Finn (John Boyega) and puckish series newcomer Rose Tico (Kelly Marie Tran).

Sam C. Mac, Slant Magazine - Rotten

There are a couple of big names that fail to deliver much aside from, perhaps, realizing their childhood dreams of being in a “Star Wars” movie. A trip to a city that might as well be called Space Macau also fails to pay many dividends.

Christopher Lawrence, Las Vegas Review-Journal - Fresh

Case in point is the plot involving Finn (John Boyega) and new hero Rose's (Kelly Marie Tran) McGuffinesque mission to Canto Bight, which is of the ashtray-on-a-speederbike variety, and takes away from the tension cranked up elsewhere.

Harry Guerin, RTÉ (Ireland) - Fresh

The remaining 20% is made up of two different locales, one of which is entirely superfluous to the story. Essentially, there is a subplot that introduces Benicio del Toro’s mysterious work of eccentricity, except it doesn’t really do much of interest with him. Admittedly, it feels as if the character could be destined for bigger things in the final chapter, but I can only go off of what I watched, and well, the middle portion of The Last Jedi is stuck in the furthest setting from lightspeed. The journey expands to a space-Vegas full of various alien life forms and inhabitants, but it’s not as visually striking as previously explored planets. Additionally, by design, there seems to be filler injected simply because the other characters need things to do while Rey accomplishes what she needs to with Luke.

Robert Kojder, Flickering Myth - Fresh

The scenes on Canto Bight seemed like an unnecessary divert for Rose (a new character I actually really like) and Finn. This “casino planet” was like a scene right out of a low-budget Sy-Fy channel movie shot in Vancouver. It felt too familiar and earthbound to be a scene in an other-worldly scene in a Star Wars movie. The Rose/Finn alien horse race through the casino that ruined the galactic one-percenters good time and did some property damage was just ridiculous and should have been cut. Rose and Finn flopping around on the alien horse just looked like a bad theme park ride.

Chris Gore, Film Threat - Fresh

There’s a lengthy diversion to the casino planet of Canto Bight that feels pointless and tacked on just for the sake of giving us a cool new corner of the galaxy to feast our eyes on.

Chris Nashawaty, Entertainment Weekly - Fresh
And that's it for Part II. Happy Holidays to all my fellow fans and miners! Next week I will conclude with Part III, which will cover- well, let's just say it's the longest of this series by far. Heh.

MaryAlta (McLean) McPherson
May 25, 1926 - April 19, 2020
MaryAlta McPherson 93, passed away Sunday, April 19, 2020 in Vancouver, Wash. A native Portlander, MaryAlta was born May 25, 1926 to Malcolm and Mary Alta (Kelly) McLean in Portland.
MaryAlta had a lifelong love and quest for learning. She attended and graduated from All Saint's School (Portland), St. Mary's Academy Class of '43 (Portland) and enjoyed quarterly lunches with the St. Mary girls for over 70 years, Marylhurst University (Portland), Gonzaga University (Spokane) where she was enlisted in the U.S. Army Nursing Corps during WWII, Portland State University and received her Master in Education from University of Oregon. MaryAlta enjoyed two summers studying at Oxford University (England).
After a career in teaching at Portland Public Schools, MaryAlta retired to her beloved Cannon Beach and began her lifelong love of traveling: 32 cruises, every state in the union and over 100 cities and countries around the world.
MaryAlta had many sources of joy. Her six boys and family, reading (still had her library card), playing golf at Glendoveer (making The Oregonian with a Hole in One on # 5), crossword puzzles in ink, water aerobics, bingo, trips to the casinos (24 out of 29 in Washington and all in Oregon), achieving Life Master in bridge while playing with the same group for over 50 years. Bucket list complete!! She lived her life to the fullest and was always "game for anything," zip lining in Hawaii at 84, getting a tattoo in remembrance of her son Scott at 76 and always ready for eight hour scrabble marathon with Jacquie, it was a life well lived.
She was predeceased by her parents; brother, Malcolm McLean; sons, Scott D., Kelly C. and Terry J.; and brother-in-law, Dr. John McBee. MaryAlta is survived by sister, Carolyn McBee (Pendelton, Ore.); sons, Michael P. Colfax, Wash., Steven A. (Patrica) Ritzville, Wash., Brian C. (Dolores) San Diego, Calif.; best friend and daughter-in-law, Jacquie McPherson; and sister-in-law, Diane McLean, N.H.; grandchildren, Jaime, Jonathan (Chelsea), Kyle, Alisha, Aaron, Erin Kipple and Roxanne Dahl; seven great-grandchildren; numerous nieces, nephews and cousins.
A funeral Mass will be held at All Saint's Church ,Portland and interment in Mt. Calvary Cemetery at a date to be announced.
Please sign the online guest book at www.oregonlive.com/obits
source: http://obits.oregonlive.com/obituaries/oregon/obituary.aspx?n=maryalta-mcpherson-mclean&pid=196109579

Hey Ultra Nauts! I've been wondering why we haven't received an Ultra Music Festival here in our beautiful country, Canada.
A population of now almost 40 million people, mainly all located on the East Coast who are each and every day hungry for endless of entertainment. Especially in locations like Toronto and Montreal. The two major cities in Canada. We are a country built by migration and share the same culture as the United States of America.
Ultra has established all around the world with "ULTRA WORLDWIDE", especially in countries like Mexico, Singapore, South Africa, Korea, Taiwan, and many other areas. So why not Canada?
Here is why I believe ULTRA CANADA would work. In Canada, our dollar is cheaper meaning many Americans will attend this festival with a cheaper cost which would allow easily for the tickets to be sold. Marijuana is legal while in some States in the US like Florida it is not, the drinking age here is 18 while in the US it's 21. Having these advantages would allow hundreds up to thousands of Americans to consider partying here in our Country with a festival as huge as Ultra being played. Especially Americans up in the North.
Furthermore, our cities in Canada are all close to one another, Montreal, Quebec City, Ottawa, Trois Riviere, and Toronto, except Vancouver of course. These Canadian cities are also close to the Northern cities in the US like Boston, New York, Washington DC, Detroit, Cleaveland, Pittsburg, Toronto ( Ohio ) and that is without including the Towns and Villages in our Country and in the Northern side of the States.
​
To continue, because Canada is a country built by immigrants, I can easily picture people like in Europe to come and attend the Festival like the one in Miami, since people from Europe have family here and I am confident they would love to party with their loved ones in a beautiful festival like Ultra. The Euro is strong and their trip to here will be even cheaper than visiting the United States, so sales of tickets should sell out even quicker than the festival in Florida.
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My recommended location for ULTRA CANADA would be either Toronto or Montreal, especially Montreal on the Formula 1 Race Track which is located on an Island connected to a 6 Flags Amusement Park, a major Casino, and Two Museums. Now hear me out! This isn't Virginia Key! The island is accessed to a Metro system that is connected directly to Montreal and Longueuil. It is also connected to the Major bridge "The Jacque Cartier bridge", another small bridge and of course a dock for boats. The venue is capable of holding up to 60 000 people which is more than Bayfront Park and just 20 000 less than the major festival located in Belgium which I will not speak of. There are of course many other possible venues but this one is my favorite. We can consider Montreal as the Northen little brother of Miami. The city is known for partying and clubbing all night. Its located directly near the water like Toronto and its always ready for new and exciting ideas.
As for dates, I was thinking the month of June where the weather gets pretty warm here and beautiful. It's also the month where 1000s of Americans come and visit for our shows and of course the Formula 1 race. Ultra can establish on the venue either before or right after the major Formula 1 race.
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To conclude from all of this, I and plenty of Canadians are still shocked that Ultra hasn't established here yet, consider the profit it can make. We can only pray and hope.
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THANK YOU for taking the time and reading my first ever Reddit post. Much love and respect to you all!
​
- A fellow Canadian who is a massive fan of Ultra <3

Walkability is something that's important to a stadium. There has to be activity around the stadium for fans to do before and after games. A few stadiums have excellent walkability, while others are terrible. I'll analyze each stadium using Google Maps, as I haven't been to many of these places, and I'd appreciate input from you guys about other things from each stadium that add to the walkability of a stadium.

• HONDA CENTER (ANAHEIM): The area around Ponda seems a little low-key. There's several microbreweries and restaurants, but they seem to be more towards the baseball stadium or on the other side of the river. Walkability seems a little limited in this regard, especially since there's a train station directly serving the stadium.
  
• GILA RIVER ARENA (ARIZONA): Okay, this stadium gets a lot of shit for how remote it is, but it has an entertainment plaza with lots of activity right in front of the stadium, similar to LA Live. Is this plaza any fun? It looks like fun on gamedays.
  
• TD GARDEN (BOSTON): I'm not familiar with Boston, but the stadium is surrounded by highway ramps. That being said, there seems to be a lot of action directly outside the stadium. Great for some quality gameday grub. It's all close together too in concentric avenues in a triangle-shaped block. Really spiffy.
  
• KEYBANK CENTER (BUFFALO): Parking lots, a casino, a couple restaurants, and a huge marina. Oh, and there's a minor league ballpark. I don't know much about Buffalo, but there doesn't seem to be a whole lot of action. Maybe there's more than what's being presented?
  
• SADDLEDOME (CALGARY): Served directly by rail, the Saddledome appears to be a part of the Stampede fairgrounds complex. But the Stampede is after hockey season, so aside from the museum and some country-western bars, what's there to do come gametime?
  
• PNC ARENA (CAROLINA): .......I'm not seeing anything. There's a college football stadium, a high school football field, a large horse stable, and a tiny bistro. Help me out here. This looks really really sad.
  
• UNITED CENTER (CHICAGO): The action seems to be several blocks away in Greektown. This part of Chicago doesn't really have the best reputation, so I'm not sure if I wanna be in this area after dark, especially since there's nothing directly outside the stadium. Walkability is pretty iffy.
  
• PEPSI CENTER (COLORADO) There's a freakin' amusement park! Doesn't look too big but it looks like it could be fun. The stadium is also next to where the Broncos play. Doesn't seem to be a whole lot of restaurants, but there's two restaurants called Brooklyns, wonder if they're any good?
  
• NATIONWIDE ARENA (COLUMBUS): I do believe this stadium is the crown jewel of Columbus' walkable urbanism. There's a lot to do around the stadium! Bars, restaurants, shops all within an arm's reach! This is what an NHL stadium should have. Bravo!
  
• AMERICAN AIRLINES CENTER (DALLAS): There's a plaza thingy right outside the stadium, which is neat, also there's a lot of bars and stuff a couple blocks up from the stadium. It looks very encouraging.
  
• LITTLE CAESARS ARENA (DETROIT): I know this stadium, along with Comerica Park and Ford Field, are supposed to be catalysts to revitalize Detroit's downtown. There are tons of restaurants and bars, even a casino, and it looks like a lot of fun. I beg the question...how safe is Downtown Detroit?
  
• ROGERS PLACE (EDMONTON): Your gaudy airplane-hangar-of-a-stadium is right in downtown, with lots of things to do all within an arm's reach of the stadium. I love how part of the stadium has a skyway over the street. A vast improvement over your old stadium, which doesn't have anything of note.
  
• BB&T CENTER (FLORIDA): There's a large outlet mall, an IKEA, and a boulevard full of chain restaurants. Not easily accessible by public transport. Pathetic. Next!
  
• STAPLES CENTER (LOS ANGELES): LA Live is the shit! A great place to hang out on gamedays. Lots of activities and fun to be had. Served by the LA Metro. They really knocked it out of the park here. This is peak walkability.
  
• XCEL ENERGY CENTER (MINNESOTA): Located in St. Paul, Minneapolis' more cultured, preppy, bougie older brother. There's a neat little park area and a lot of bars and eateries along 7th Street. Looks like a fun stadium to be around. St. Paul looks bloody beautiful and the stadium is in a great location.
  
• CENTRE BELL (MONTREAL): Well, it's Montreal, famous for its food and nightlife, and the stadium location seems to be within a stone's throw of it all. Nothing really to complain about, looks like a lot of fun.
  
• BRIDGESTONE ARENA (NASHVILLE): Well, this doesn't disappoint. Museums, legendary music venues, plenty of bars and restaurants, and the stadium is close to it all. The stadium really set out to be part of the Music City and god damn I am envious on how great the walkability is. A+, I truly am envious.
  
• PRUDENTIAL CENTER (NEW JERSEY): There's a few bougie breweries, some chain restaurants, a famous deli nearby, and a Planned Parenthood. It's fucking Newark. I value my life dearly. Sorry.
  
• BARCLAYS CENTER (NY ISLANDERS): A crown jewel of gentrification. This stadium doesn't look like it belongs in the neighborhood, like it was tacked on haphazardly. I mean, there's a lot of bars and restaurants, but how many are there as a result of Brooklyn's ongoing gentrification? I look at this one rather carefully, as it feels rather inauthentic. Sorry Isles fans, I hope your stadium issue gets fixed soon.
  
• MADISON SQUARE GARDEN (NY RANGERS): It's a stadium in Manhattan that sits on top of a train station. It's had peak walkability since it was built, although I can imagine Manhattan can be quite expensive. Literally anything and everything is surrounding the stadium. Words simply can't do it justice.
  
• CANADIAN TIRE CENTRE (OTTAWA): An outlet strip mall and a Costco. Fucking what. Next!
  
• WELLS FARGO CENTER (PHILADELPHIA): I understand South Philly isn't the safest of neighborhoods, but that parking lot is massive. There's a building called Xfinity Live that's supposed to be a hub for all three stadiums, with entertainment options. What is there exactly?
  
• PPG PAINTS ARENA (PITTSBURGH): It's next to a college campus, but the fun stuff outside of the stadium seems to be in Downtown a couple blocks down. Doesn't seem like a bad time.
  
• ENTERPRISE CENTER (ST. LOUIS): Considering it's downtown, you have to walk a few blocks to get to the fun part of town, but it doesn't seem too bad. I can't really see a whole lot, so help me out please?
  
• SAP CENTER (SAN JOSE): I don't think they had walkability in mind when they built the Tank. Everything is very spread out, I mean there looks like to be good stuff but you have to drive several blocks down to get to anything. This stadium would really benefit from a BART extension.
  
• AMALIE ARENA (TAMPA BAY): I'm gonna hate saying this because they're a rival team, but I fucking LOVE Tampa's Channelside neighborhood. Friendly atmosphere, lots of good times to be had, and it's peak Florida fun. This was a great place to put a stadium, it's no mystery how the Bolts packs the house every night, win or lose.
  
• SCOTIABANK ARENA (TORONTO): What can I say? It's a stadium on the waterfront of a major North American city, downwind from an iconic world landmark and a couple blocks away from the fucking Hockey Hall of Fame. Anyone that can't find anything fun to do around the stadium is a fool. The sentiments I had for Madison Square Garden, I echo those sentiments with Toronto.
  
• ROGERS ARENA (VANCOUVER): This area looks like a lot of fun. Gastown looks like a grand old time. There's a marina, several nightclubs and bars, and it just overall looks like I'd be entertained around these parts.
  
• T-MOBILE ARENA (VEGAS): It's the fucking world-famous Las Vegas Strip in Paradise, Nevada. Get a clue. Next!
  
• CAPITAL ONE ARENA (WASHINGTON): It's in Chinatown with lots to do and the US Capitol building is nearby. This looks like a prime location for a stadium. Kinda confusing to consider that this team once played in bumfuck Maryland.
  
• BELL MTS PLACE (WINNIPEG): I know Winnipeg has a poor reputation for lacking in nightlife and activities, but I'm not seeing a whole lot outside of the stadium. A bar here, and restaurant there, which is odd considering the stadium is surrounded by buildings. I expected there to be a lot more and I'm just not seeing it.
  

If anyone has anything to add or correct, please comment. Thank you!

One of the most underrated bands around and definitely one of the most over looked albums from 1998. Vinyl reissue soon to be announced as well.
SLOAN – NAVY BLUES 2019/2010 TOUR Fri 20 September North Bay, ON Capitol Centre Canada Sat 21 September Midland, ON Midland Cultural Centre Canada Fri 4 October Burlington, ON Burlington Living Arts Centre Canada Sat 5 October Milton, ON FirstOntario Arts Centre Canada Tue 8 October Sarnia, ON Imperial Theatre Canada Wed 9 October St. Catharine’s, ON FirstOntario Perf. Arts Centre – Partridge Hall Canada Thu 10 October Brampton, ON Rose Theatre Canada Tue 15 October Sault Ste. Marie, ON The Machine Shop Canada Wed 16 October Thunder Bay Crock’s Canada Fri 18 October Winnipeg, MB The Garrick Centre Canada Sat 19 October Saskatoon, SK Dakota Dunes Casino Canada Sun 20 October Lloydminster, AB Vic Juba Community Theatre Canada Mon 21 October Grand Prairie, AB Better Than Fred’s Canada Tue 22 October Sherwood Park, AB Festival Place Canada Wed 23 October Calgary, AB Palace Theatre Canada Fri 25 October Nelson, BC Spirit Lounge Canada Sat 26 October Penticton, BC Cleland Theatre Canada Sun 27 October Vancouver, BC Commodore Ballroom Canada Mon 28 October Nanaimo, BC Nanaimo Entertainment Centre Canada Tue 29 October Victoria, BC Distrikt Canada Thu 31 October Courtenay, BC The Avalanche Bar Canada Sat 2 November Seattle, Washington Barboza United States Sun 3 November Portland, OR Holocene United States Wed 6 November San Francisco, CA Rickshaw Stop United States Thu 7 November San Diego, CA Casbah United States Fri 8 November Phoenix, AZ The Rebel Lounge United States Sat 9 November Santa Ana, CA Constellation Room United States Sun 10 November Los Angeles, CA The Echo United States Tue 19 November Cleveland Heights, OH Grog Shop United States Wed 20 November Chicago, IL Bottom Lounge United States Fri 22 November St. Louis, MO Blueberry Hill United States Sat 23 November Minneapolis, MN 7th Street Entry United States Sun 24 November Kansas City, MO Riot Room United States Wed 19 February Boston, MA Brighton Music Hall United States Thu 20 February New York, NY Bowery Ballroom United States Fri 21 February Philadelphia, PA Boot & Saddle United States Sat 22 February Washington, DC Union Stage United States Sun 23 February Carrboro, NC Cat’s Cradle – Back Room United States Tue 25 February Atlanta, GA Vinyl at Center Stage United States Wed 26 February Jacksonville, FL Jackrabbits United States Fri 28 February Austin, TX 3Ten @ ACL Live United States Sat 29 February Houston, TX White Oak Music Hall (Upstairs) United States Sun 1 March Dallas, TX Three Links United States Tue 3 March Nashville, TN The High Watt United States Wed 4 March Columbus, OH A & R Music Bar United States Fri 6 March Indianapolis, IN The Hi-Fi United States Sat 7 March Detroit, MI St. Andrews Hall United States Sun 8 March Buffalo, NY Iron Works United States
Read More: Sloan announce U.S. ‘Navy Blues’ tour dates | http://www.brooklynvegan.com/sloan-announce-u-s-navy-blues-tour-dates/?trackback=tsmclip
http://www.brooklynvegan.com/sloan-announce-u-s-navy-blues-tour-dates/

So I combed through the list looking at tour schedules for everybody and marking down when they were playing in the greater Bay Area and what their other tour dates were around OSL. All of that is listed below, but doesn't include musical artists that were suggested by other users but were not playing any of the other tracked festivals.
While the official prediction game is over, feel free to make further predictions in this thread, armed with the tour knowledge listed.
Possibilities:
Headliners:
Adele (no upcoming dates, rumored that she'll never tour again)
Billy Joel (no dates between August 8th in Denver and August 26th in Baltimore)
Bjork (no dates after May 6th-June 1st multimedia show residency in NY)
Bruce Springsteen (no upcoming dates and stated on Twitter that there would be no 2019 tour)
Cher (no dates between May 30th in Vancouver and August 21st in Vegas that is part of her Vegas residency)
Childish Gambino (no dates after June 14th in Tennessee)
Coldplay (no upcoming dates)
Daft Punk (no upcoming dates)
Depeche Mode (no dates after March 29th in Spain)
Diana Ross (no dates after July 22nd in Colorado, has Vegas residency in June)
Drake (no dates after April 26th in the Netherlands, no U.S. dates)
Eagles (no dates after July 8th in Ireland, no U.S. dates)
Eminem (no upcoming dates)
Eric Clapton (no dates after June 10th in Germany, no U.S. dates)
Foo Fighters (no dates between June 29th in Sweden and August 13th in Hungary)
Frank Ocean (no upcoming dates)
Green Day (no upcoming dates)
Guns N Roses (no upcoming dates)
Gwen Stefani (only Vegas residency dates with break between July 26th and October 11th)
Jay-Z (no dates other than Woodstock 50 weekend after OSL)
Kanye West (no upcoming dates)
Kendrick Lamar (no dates after April 7th in Chile, no U.S. dates)
Kids See Ghosts (no upcoming dates, but tour rumored)
Lady Gaga (only Vegas residency dates with break between June 15th and October 17th)
Madonna (no upcoming dates)
Maroon 5 (no dates between June 11th in France and August 31st in Curacao, no U.S. dates)
Miley Cyrus (no dates between June 30th in UK and August 16th at Woodstock 50)
Missy Elliott (no dates after July 5th in New Orleans)
Nicki Minaj (no dates after June 21st in L.A.)
Pearl Jam (no dates between July 6th in UK and September 28th in Dana Point, CA)
Phish (no dates between July 14th in Wisconsin and August 30th in Colorado)
Red Hot Chili Peppers (no dates before August 16th in Japan)
Robert Plant (no dates after July 2nd in Norway, no U.S dates)
Rod Stewart (no dates between July 13th in UK and Vegas residency beginning September 18th)
Roger Waters (no upcoming shows)
Sting (no dates between August 1st in France and August 23rd in Illinois)
The Strokes (no dates between July 21st in France and September 27th in Dana Point, CA)
Tool (no dates after July 2nd in Portugal)
Travis Scott (no dates after July 13th in Switzerland)
Twenty One Pilots (no dates between July 21st in France and August 13th in Hungary)
U2 (no upcoming shows and Bono said cryptic message at last 2018 show that they were "going away now")
7 Tracked Festivals:
King Princess (plays Fillmore April 22, no dates listed past July 28th in Detroit)
4 Tracked Festivals:
Chelsea Cutler (plays Fillmore March 22, no dates listed past April 3rd)
Clairo (plays Pitchfork in Chicago July 21st then Reading UK festival August 23rd)
Denzel Curry (plays Bill Graham Civic opening for Billie Eilish on May 29th, plays Seattle on July 19th then August 16th in Netherlands)
Easy Life (no dates after August 3rd in UK)
Playboi Carti (no dates after June 1st in NY)
Sheck Wes (playing in Montreal on August 9th or 10th)
3 Tracked Festivals
070 Shake (no dates after June 2nd in Spain)
The Band Camino (plays July 14th in Kentucky then September 7th in Tennessee)
Bazzi (no dates after June 2nd in NY)
Bob Moses (plays July 13th in Portugal then August 17th in Utah)
Brockhampton (plays July 14th in Netherlands then August 17th in Japan)
Caamp (no dates after August 2nd in Portland)
Dennis Lloyd (plays Great American Music Hall on April 11th, no dates after June 30th in Switzerland)
Gucci Mane (no dates after June 23rd in Delaware)
Hippo Campus (no dates after August 2nd in Iowa)
Hop Along (plays The Independent on April 18-19, no dates after July 12 in Kentucky)
Hozier (no dates after April 14th in Spokane)
Kacey Musgraves (plays August 2nd in Iowa then August 24th in Paso Robles, CA)
Ravyn Lenae (no dates after June 2nd in NY)
Shame (plays The New Parish in Oakland on April 23rd, no dates after July 14th in Finland)
Taylor Bennett (no dates after June 2nd in NY)
Two Feet (no dates after June 23rd in Delaware)
Unknown Mortal Orchestra (plays the Greek Theatre on April 19th, no dates past July 26th in Japan)
Walk the Moon (no dates past June 23rd in Delaware)
2 Tracked Festivals:
Alison Wonderland (plays July 21st in Paris then August 15th in Austria)
Blood Orange (no dates after June 3rd in Maryland)
Calpurnia (no dates after July 14th in Kentucky
Castlecomer (no dates after June 21st in Delaware)
Cautious Clay (no dates after June 15th in Norway)
Crooked Colours (no dates after July 21st in Washington)
Diplo (plays August 1st in Minnesota then August 23rd in Netherlands)
Ella Mai (plays The Fox in Oakland on April 23rd, no dates after May 22nd in Tennessee)
Evan Giia (no dates after July 19th in Washington)
Flora Cash (plays August Hall in SF on May 22nd as opening act, no dates after June 21st in Michigan)
Flipp Dinero (no dates after June 21st in Delaware)
Gesaffelstein (no dates after June 2nd in NY)
Gorgon City (plays the Regency Ballroom on April 17th, no dates after July 27th in UK)
Gunna (plays the Fillmore on April 7th as opening act, no dates after July 15th in Croatia
The Interrupters (plays the Regency Ballroom on March 14th, no dates after June 30th in Spain)
J.I.D. (no shows after July 28th in Michigan)
Jpegmafia (plays the Warfield on March 28th as opening act, no dates after July 21st in Chicago)
Judah and the Lion (plays July 26th in Germany, August 10th in Missouri, and August 13th in Colorado)
Khalid (plays July 6th in Canada then September 7th in Germany)
Kid Cudi (no dates after May 10th in Miami)
Kygo (no dates after July 9th in Canada)
Lauren Daigle (plays July 31st in Michigan then August 10th in Portland and August 11th in Vancouver)
Let's Eat Grandma (plays the Chapel on April 18th, plays August 8th in Italy then August 29th in UK)
Lil Mosey (no dates after May 24th in Vegas)
Lil Wayne (no dates after June 21st in Los Angeles)
The Lumineers (play July 29th in Denmark then September 21st in New Jersey)
Mansionair (no dates after June 27th in MIchigan)
Medasin (play July 19 in Washington then September 12th in Colorado)
Mura Masa (play June 9th in UK then August 22nd in UK)
Nghtmre (no dates after July 21st in Germany)
Nora en Pure (no dates after July 14th in Germany)
The Nude Party (play the Great American Music Hall on April 25th, no dates after May 10th in UK)
The Record Company (play the Ace of Spades in Sacramento on June 5th, play July 14th in Massachusetts then August 17th in Montana)
Ric Wilson (no dates after July 21st in Chicago)
Ripe (play July 14th in Massachusetts then September 21st in New Jersey)
Rubblebucket (play the Cornerstone in Berkeley on March 28th, no dates after June 22nd in Delaware)
Sales (no dates after April 27 at August Hall in SF)
Shaed (play March 15th at Rickshaw Stop in SF, no dates after June 29th in Denver)
Snakehips (no dates after July 14th in NY)
Soccer Mommy (plays the Great American Music Hall on April 17th and 18th and Bill Graham Civic as opener on October 1st, play July 21st in Chicago then September 25th in Canada)
Still Woozy (play the Catalyst in Santa Cruz, no dates after July 21st in Washington)
Sunflower Bean (play July 26-28 in UK then August 11th in Toronto)
Tank and the Bangas (no dates after June 22nd in Delaware)
Tobi Lou (no dates after June 2nd in NY)
Tyla Yaweh (no dates after June 14th in Tennessee)
Tyler the Creator (no dates after June 21st in Delaware)
U.S. Girls (no dates after July 14th in Canada)
Wallows (play the Fillmore on April 26th and 27th, no dates after July 28th in Detroit)
Yellow Days (play July 27th in Michigan then August 14-17 in Portugal)
Zhu (play Shambhala Music Fest in British Columbia same weekend as OSL)
1 Tracked Festival:
10K.Caash (no dates after May 12 in Florida)
12th Planet (play March 16th at Regency Ballroom, no dates after March 30th in Arizona)
21 Savage (no dates after May 4th in Kansas)
3lau (play March 15th at Pure Nightclub in Sunnyvale, no dates after June 23rd in Delaware)
4B (play March 30th at Bill Graham Civic as opener, no dates after July 21st in Germany)
88Glam (no dates after April 21st at Coachella)
A Boogie Wit Da Hoodie (play April 4th at The Fillmore, no dates after April 11th in Massachusetts)
Aaron Aye (no dates after May 31st in NY)
Adia Victoria (no dates between May 26th in Massachusetts and September 21st in Tennessee)
Agoria (play Dreambeach Festival in Spain August 7th to 11th, but unclear what day he may be playing on)
All Them Witches (no dates after June 22nd in Switzerland)
Amber Mark (no dates after July 19th in Chicago)
Ame (no dates after July 21st in Spain)
Andrew McMahon (play March 21st at Fox in Oakland, no dates after June 22 in Delaware)
Anna Lunoe (no shows after July 19th in Indonesia)
Anoushka Shankar (no shows after June 14th in Tennessee)
Aphex Twin (no shows between April 21st at Coachella and August 25th in Paris)
Arkells (play March 27th at Cornerstone in Berkeley, no dates after July 27th in UK)
The Artisanals (no dates after July 14th in Kentucky)
Asian Doll (no dates after May 12th in Miami)
Awolnation (no dates after June 23rd in Delaware)
BabyG (no dates after May 11th in Miami)
Baby Goth (no dates after May 12th in Miami)
Bakar (no dates after May 4th in UK)
Bassnectar (no dates after July 20th in Pennsylvania)
Bblasian (no dates after July 13th in Kentucky)
Beach Fossils (no dates after May 3rd in Arizona)
Beach House (playing Bellwether Festival in Ohio on August 9th or 10th)
Beau Young Prince (play March 22nd at The Warfield as opener, no dates after March 23rd in Hollywood)
Bebe Rexha (no dates after May 19th in Alabama)
Bendigo Fletcher (no dates after July 14th in Kentucky)
Big Baby Scumbag (no dates after May 10th in Miami)
Big Red Machine (no dates after June 2nd in Spain)
Big Wild (no dates after July 21st in Washington)
Blaatina (no dates after May 12th in Miami)
Blac Youngsta (no dates after May 24th in Maryland)
BlackPink (no dates between May 28th in Spain and August 16th in Japan)
Blond:ish (no dates after July 7th in Belgium)
Bloodpop (no dates after June 23rd in Delaware)
Blueface (play March 19th at Warfield as Opener and June 28th at Ace of Spades in Sacramento, no dates after that)
Boa (no dates after April 20th in Indiana)
Bombino (play March 27th at the Independent, no dates after June 23rd at San Luis Obispo)
Bones (no dates after May 11th in Miami)
Boy Pablo (no dates between July 10th in Norway and August 12th in France)
Brianna Perry (no dates after May 10th in Miami)
Bruno Mali (no dates after May 12th in Miami)
Bryce Vine (no dates after 19th in Alabama)
Buddy (play March 23rd at Harlow's in Sacramento, no dates after July 13th in UK)
Bumpin Uglies (play April 27th at Bottom of the Hill in SF, play Freakstomp Festival in Ohio same weekend as OSL, but not sure which day)
Burna Boy (play April 17th at Slim's, no dates after August 4th in Portugal)
Calypso Rose (no dates after July 13th in Slovakia)
CamelPhat (no dates between July 5th in Croatia and August 22nd in UK)
Car Seat Headrest (no dates between July 3rd in Nebraska and August 11th in L.A. as opener)
Carly Johnson (no dates after July 14th in Kentucky)
Caroline Rose (no dates between August 9th in Ohio and August 15th in Colorado)
Catfish and the Bottlemen (play March 23rd at Fox in Oakland, no dates between August 3rd in Ireland and August 12th in Hungary)
Charli XCX (no dates between July 21st in Chicago and August 22nd in UK)
Charlotte Gainsbourg (play April 15th at The Regency, no dates after July 26th in France)
Cherry Glazerr (no dates after July 14th in Tennessee)
Chief Keef (no dates after May 8th in North Carolina)
Chief Pound (no dates after May 10th in Miami)
Chon (no dates after May 4th in Georgia)
Chris Lake (no dates after May 17th in North Carolina)
CID (no dates after August 3rd in Calgary, Canada)
Cirez D (no dates after April 21st at Coachella)
City Girls (play March 19th at the Warfield as opener, no dates after July 14th in NY)
City Morgue (no dates after May 10th in Miami)
CloZee (no dates between August 3rd in Colorado and August 13th in Italy)
Coca Vango (no dates after May 12th in Miami)
Coi Leray (no dates after May 12th in Miami)
Cola Boyy (play April 18th at Rickshaw Stop in SF between Coachella weekends, no dates after June 27th in Michigan)
Comethazine (no dates between May 11th in Miami and August 23rd in UK)
Craig Brown Band (no dates after July 28th in Michigan)
CVBZ (no dates after June 27th in Michigan)
D Savage (no dates after May 12th in Miami)
DaniLeigh (no dates after July 14th in NY)
Danny Towers (no dates after May 10th in Miami)
Dashboard Confessional (no dates after June 23rd in Delaware)
Dave P (no dates after April 19th at Coachella)
Deafheaven (play March 16th at UC Theater in Berkeley, no dates between June 14th in Tennessee and August 17th in Vegas)
Deal Casino (play March 25th at Cornerstone in Berkeley, no dates after May 31st in NY)
Death Cab for Cutie (no dates between July 27th in Japan and August 11th in L.A.)
Deep Dish (no dates after May 25th in Greece)
Dessa (play May 24th at Bottlerock, no dates after June 1st in Vegas)
Deva Mahal (no dates between June 22nd in NY and August 25th in Virginia)
Dillon Francis (no dates after April 21st at Coachella)
DJ Mel (no dates after June 16th in Tennessee)
DMX (play April 21st at UC Theater in Berkeley, no dates after July 27th in Long Beach)
Dombresky (play March 22nd at 1015 Folsom in SF, no dates after June 16th in Tennessee)
Donna Missal (play March 26th at The Independent in SF, no dates after June 13th in Tennessee)
The Doozers (no dates after July 28th in Michigan)
Dorfex Bos (no dates after June 30th in Michigan)
Dr. Fresch (no dates after June 30th in Michigan)
Dragondeer (no dates after June 30th in Michigan)
Ducky (no dates after June 14th in Tennessee)
Dusky (play April 13th at The Great Northern in SF, no dates after June 25th in Albania)
dvsn (no dates after April 19th at Coachella)
Ekali (no dates between July 20th in Pennsylvania and September 12th in Colorado)
Elley Duhe (no dates after May 26th at Bottlerock)
Emily King (no dates after May 5th in NY)
Emo Nite (play March 30th at Rickshaw Stop in SF, no dates after July 26th in NY)
Eprom (no dates after July 18th in Montreal)
Eric Biddines (no dates after May 12th in Miami)
Erin Rae (no dates between July 14th in Kentucky and September 27th in SoCal)
Evan Giia (no dates after July 19th in Washington)
Faye Webster (play April 5th at Cafe du Nord in SF, no dates after June 16th in Tennessee)
Fendi P (no dates after May 12th in Miami)
First Aid Kit (no dates after July 14th in Kentucky)
FKJ (play April 10th-11th at The Warfield, no dates between July 12th in UK and August 16th in UK)
Freddie Gibbs (play May 5th at Brick & Mortar in SF, no dates after July 21st in Chicago)
The Frights (no dates after May 24th at the Catalyst in Santa Cruz)
G Herbo (no dates after May 12th in Miami)
The Garden (no dates after April 20th at Coachella)
GASHI ( no dates after July 9th in Canada)
Gat$ (no dates after May 12 in Miami)
Gojira (play July 26th at Shoreline as opener), no dates between August 8th in Nebraska and August 11th in Illinois)
Goldlink (no dates after May 10th in Miami)
Go$h (no dates after May 12th in Miami)
Goth Babe (no dates after July 28th in Michigan)
Gramatik (no dates between August 3rd in Washington and September 7th in Germany)
Grandson (play April 3rd at Slim's, no dates after May 19th in Alabama)
Great Good Fine OK (no dates after June 1st in Ohio)
Greta Van Fleet (no dates between July 13th in Spain and September 3rd in Australia)
Grizfolk (play March 21st at Fox in Oakland as opener, no dates after March 24th in San Diego)
Grlwood (no dates after July 12th in Kentucky)
Grownboitrap (no dates after May 10th in Miami)
Guapdad 4000 (no dates after May 11th in Miami)
Gucci Gang (no dates after April 21st at Coachella)
Gus Dapperton (no dates after August 1st in Austria)
Guster (no dates after May 26th in Boston)
Guy Gerber (no dates after July 13th in UK)
Half Alive (no dates between June 21st in Delaware and September 13th in L.A.)
Heidi Lawden (no dates after August 3rd in UK)
Hekler (no dates after July 9th in Ontario)
H.E.R. (no dates after July 13th in UK)
Highly Suspect (no dates after July 12th in Kentucky)
The Him (no dates between May 19th in Alabama and August 17th in Austria)
Hippie Sabotage (no dates after June 19th in Colorado)
Hot Since 82 (no dates between May 27th in Michigan and August 17th in UK)
Hundredth (no dates after June 29th in Netherlands)
Hurray For the Riff Raff (no dates after April 27th in New Orleans)
HYUKOH (no dates after July 14th in UK)
Ibeyi (no dates after July 26th in France)
Ice Billion Berg (no dates after May 11th in Miami)
Iceage (play April 23rd at the New Parish, no dates after May 7th in Chicago
Idris Elba (no dates after April 20th at Coachella)
Iglooghost (no dates after May 31st in Spain)
Ilovemakonnen (no dates after May 11th in Miami)
Indigochildrick (no dates after May 12th in Miami)
Israel Nash (no dates between July 13th in Kentucky and August 24th in New Hampshire)
J Balvin (no dates between July 23rd in Spain and August 16th in Mexico)
Jade Bird (play June 8th at Greek Theater as opener, no dates between August 4th in Iowa and August 23rd in UK)
Jade Cicada (no dates after June 14th in Tennessee)
Jaden Smith (no dates after April 28th in Virginia)
Jambinai (no dates after June 8th in Portugal)
Jan Blomqvist (no dates after July 13th in Germany)
Javiera Mena (no dates after May 17th in Spain)
Jauz (no dates between August 5th in Toronto and August 10th in Vegas and August 11th in Phoenix)
Jaydayoungan (no dates after May 11th in Miami)
Jeremy Zucker (no dates between June 1st in Cincinnati and August 22nd in UK)
Jesse Royal (no dates after May 26th in Monterey)
Jim James (no dates after July 7th in Quincy, CA)
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Leikeli47 (play April 16th at the New Parish in Oakland, no dates after July 11th in Ottawa)
Lettuce (play March 21-24 at SF Jazz Center, play Telluride Jazz Fest in Colorado on August 9th, 10th ,or 11th)
Lightskinkeisha (no shows after May 11th in Miami)
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Turnover (play April 23rd at the Regency Ballroom, no dates after June 1st in Japan)
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Unotheactivist (no dates after May 11th in Miami)
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Youngboy Never Broke Again (no dates after May 12th in Miami)
Yung Baby Tate (play April 14-15th at the Catalyst in Santa Cruz as opener, no dates after May 11th in Miami)
Yung Bae (play April 17th at SJSU Events Center, no dates after August 2nd in Washington)
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Ziggy Alberts (no dates after July 11th in Montreal)
Zoey Dollaz (no dates after May 10th in Miami)

Catch the full episode: https://www.wealthformula.com/podcast/195-wealth-secret-1-know-like-and-trust/
Buck: Welcome back to the show everyone. Today my guest on Wealth Formula Podcast is my very good friend and partner Tim McLeary from Western Wealth Capital. Tim has been involved with the financial services in real estate industries for 25 years before joining Western Wealth Capital. His resume is extensive including oversight of more than a billion dollars in assets at TD Bank Financial Group and that was of course before our current run at Western Wealth. Now he is Vice President of Investor relations at Western Wealth Capital and he is obviously you know the face that many of you who have been an Investor Club already have seen and met in person if you've come to our meetups in Phoenix in Houston and of course he'll be in the next one as well. Tim, welcome to Wealth Formula Podcast man.
Tim: Yeah thank you Buck.
Buck: So you know obviously you know we've been talking within investor club and you know pretty much every day with regards to properties that we're looking at etc, but it's great to finally have you on the program to kind of you know expose everybody who's not necessarily part of the investor club to what you guys are doing. So everyone you know obviously people in the investor club already know at least you through the webinars. They may not have seen your pretty mug like you can on the video version here, but tell us a little bit about your past and you know how you ultimately ended up from you know these positions where more traditional financial market into multifamily real-estate.
Tim: Well this is always a common theme and I've always worked in an environment dealing with or connecting with people and institutions anywhere from as you mentioned TD which is you know institutional money management business development leadership with the major chartered financial banks. So again the common denominator is the ability to connect with people and my last position from my last job you know I was pretty darn comfortable feet up you know not being challenged, golfing a couple times a week sometimes I would play these sound like their president real calm and actually wanna one of my good friends a gentleman I used to play a little hockey with in the past because that's what we do up here in the frozen tundra is play a lot of hockey, he was the CFO of actually a very large local developer and he had just joined this small little firm in Vancouver called Western Wealth Capital and at the time and I think this nuts he went from you know CFO of again one of the largest developers in Vancouver just real estate company called Western Wealth Capital and out of the blue he gave me a call and introduced me to the CEO of Western Wealth Capital, Janet LePage and that meeting I basically sat there and said I'll do whatever it takes to come and work with his organization. I just knew it was a rocket ship, she's an amazing lady and then I met David Steele the other co GP and that was two and a half years ago and I loved every day and I'm learning as we go as well too and it's been a phenomenal ride and I'm looking for the next 10 or 15 years.
Buck: So you know obviously you're smart guy and you're heavily involved with day-to-day operations and yet God you know really your pulse on every part of this business so when you look at it from that perspective and you know what's going on in the economy etc, why multifamily real estate right now?
Tim: Well you know multi family is kind of the darling play in that real estate asset class right now you know more and more people and groups are running to this asset class and there's you know a couple simple reasons you know one there's you know multifamily is a very low risk profile asset class you know you look at the stock market and the fluctuations you know I'm still a junkie I look three or four times a day to see what the Dow and Nasdaq are doing but they're basically up and down with the Dow and Nasdaq and you know the market that general market that really depends on I say it is moved from a fundamental market to an emotional driven market you know it depends on tweets from certain people then also you know market move one way or another you know where as you know multifamily is just it's boring it's a real boring asset class but again it's also something you can touch and feel it's not emotionally driven it's you know it's real property it's something you can touch and feel and then you know also plain and simple, people need a place to sleep and a multi-family provides that. You know there's a thousand people moving to Texas a day, they need somewhere to sleep and you know and this is the reason why we love Dallas and Houston you know there's more and more employers moving from the west coast you know to you know to these states such as Florida and Texas and Arizona and all those new new workers need to need a place to sleep and multifamily provides them affordable place to live you know it's very much workforce housing and that's what we look for. And then lastly cash flow I mean you have a low risk profile asset class and and then you're receiving a yield I mean it's basically the best of both worlds.
Buck: Yeah I mean you know I think the the thing that you said that really resonates with me in general and I've said it on the show number times recently is that boring is good right, it's good boring is good this is and take it from a you know a serial entrepreneur type guy myself I mean I've chased enough shiny objects and what's always amazing to me through that period over the last decade is that through everything that has failed and that has gone well, one thing just keeps doing well it's boring but it's called multi-family real estate and that's been my experience you know. So again just advice to just general advice not financial advice don't stay away from something cuz it's boring. Don't go chasing things because you look bright and shiny they look exciting because weather exciting there's inherently more risk. Boring is good. But let's talk about the Western wealth capital because when you think about the Western Wealth Capital model you know it is quite opposite from some of the more boring ideas of when you think of REITs and stuff, it's actually pretty electric. I mean Ken McIlroy who we you know we had this meet up as you recall it was about a year ago in Phoenix Scottsdale and Ken was there and Ken was obviously has known Dave Steele for you know a very long time and they're friends you listen to what you know Dave had to say and he called it a quote money machine right, and that's pretty high praise from a guy like Ken you know and a lot of people trust can I trust Ken. So what exactly is it you know that makes this machine what it is? I mean it's annualized returns of 30 percent for investors through all divestments and you know the speed at which things are working. What is it that makes this different? What is this money machine?
Tim: Well firstly I mean that super high praise from a guy like Ken I mean he's had massive success in this space and you know as you mentioned Dave Steel can go way back and that's huge praise from Ken and that was fantastic when he did say that. Our model you know is pretty simple you know what buck really what it comes down to his execution of her plan you know. I'm a big believer and you know you may have the best business plan on the planet the best digit whatever it is but if you can't execute guess what it's useless and you know our our system our process is repeatable scalable we execute on day one and that means day one of take over when we take over a property but before we take over a property you know we already know what color we're gonna paint the building, we know what the pool furniture is going in, we know what the monument sign is gonna look like, you know the Landscaping's been you know taken care of, the leasing office is basically going to be remodeled as well on day one you know we're putting fliers under the doors of the tenants and we're saying hey do you want an ensuite washer and dryer you know all the statistics that we read that that was the number one ask from tenants is an actual ensuite washer and dryer and it's mind-blowing to me that property owners out there that have pre plumbed washer and dryers but actually don't put watch her dryers and you know we simplistically threw a flyer on the door and said if you will it would like a in-suite washer and dryer you know for an extra forty or fifty dollars a month just to let us know we'll install it and on Tuesday you'll have a washer and dryer, the balance a month no charge but you know as of the next month you know there will be a forty or fifty dollar charge and you know what you got to look at is that the installation that washer and dryer for for you know four-year $50 a month based on a cap rate it works out to about an increase in equity on a per door basis of about ten thousand dollars. And again like you said it comes down just simple math and then you know we throw in our goal start renovations where you know we can turn a unit and about you know eight days at a cost of about 60 to 50 to turn that and you know if we're charging a hundred and twenty-five dollars for that goal style renovation you know based on a certain cap rate buck you again that per door you know equity in valuation has gone up by $30,000. So it really what it comes down to simplistically math and the ability execute and that's something that we're good at both.
Buck: Yeah you know the way I think about it in and tell me we think of this analogy because you know, listen at the value add real estate is not a new concept you know there's a lot of opportunity for a long time, but to me what the difference when I look at it is that most value add operators and I'm talking about even you know a lot of well-known ones they're really operating at a boutique type level of business right, I mean they're sort of like the you know the if you look at in terms of restaurants they're the cafe around the corner run by the mom-and-pop and you know they've got an idea and they you know they run it well they get some good stuff going on they get nice ingredients but the reality is there they may not be infinitely they may not be running it quickly and as profitably as it can be. What's remarkable to me when I look at what you guys have put together there is you've got effectively a you know a McDonaldization right like a you've taken something, a substrate like apartment buildings you know 25-30 million dollar 70 million dollar apartment buildings and commoditized the turning of those in such a manner that it literally reminds me of a Mcdonald's type you know or you know some kind of industrial boom boom boom boom get it done kind of thing and whereas you might think well that's not gonna you know result in as good a product, the reality is the repetition the repeating the same thing over having the same type of you know operations over and over make you better and better and faster and that I just don't see anywhere else and I'm curious kind of what if that's the same you know what you see is the difference from others.
Tim: Yeah we're constantly working on our processes and you know you said it's repeatable and scalable and you can call the McDonnells ism theory but you know that that's what drives us very much and again you know it does come down to execution as you mentioned you know there's a lot of syndicators out there that really say they're in our space or they’re in the value-add space you know but they really don't spend that equity they don't have that team in place that can actually execute and that's one thing that's different about Western Wealth Capital is you know Jan and Dave do spend the money we do have the right people in all of the asset locations that we are situated and and we're not happy with six out of ten you know we live in a world where ten out of ten makes make sense.
Buck: The other part that I think is really different is speed right, because and again from from the standpoint of a guy who's interested in looking at things from you know mathematical way I mean I like equations I like things that have definitive you know ways of looking at things, the one thing that people don't usually think about is speed right. So you're going to do this at scale you're going to turn this you're gonna get so much you know increase in apartments and net operating income but if you can contract the amount of time it takes to get there you've effectively doubled your return and that presumably is a you know that that's why you're getting the kind of returns you are I mean don't you think that speed is probably the variable that is most unique?
Tim: Very much so and how I look at that is you know we're a very conservative organization all of our models are they're cookie cutter we were big believers and under promising and over delivering you know Janet's math background she’s a computer scientist by trade exactly you know it's very math based you know we have a Wow program we had a while but 1.0 we now but while 2.0 but so what we're trying to do is just increase the speed of how you know how quick we execute and really what that comes down to Buck is you know for our investors is we're you know we're de-risking their investment from day one. We're increasing the value of that property so quickly that we are literally moving the cap rate from let's say by a five to six or six and a half because of the execution of our business plan.
Buck: There's another part of that speed and you know that that that's really pertinent to investors and that is the idea of getting your money out of the deal we always talk about in terms of Western or in terms of the Wealth Formula you know mass times velocity times the leverage so velocity being like how quickly you get your money back out of a deal. One of the things I think is really interesting is the use of the supplemental loan program. Can you explain kind of how that works to people who don't know about it and you know some of the advantages of doing that.
Tim: I mean just very high level you know when we buy a property and we're gonna use some round assumption numbers here but let's say we buy a building for twenty million dollars you know we're typically using agency debt, the lender will actually provide us with a loan you know 100 percent valuation of that property loan to cost and so let's say the full twenty million dollars however they will not you know of course fund us that full amount. Typically it ranges anywhere from you know based on our models sixty five to up to seventy two percent you know of that LTC. Then as we create that value in that property as we execute and at the speed that we do or you are you know we creating value quickly we can go back after twelve months to our lender and instead of doing a whole refinance package which typically is quite expensive we just go back and and have our lender revisit the financials and basically pull a supplementary, so again if that building goes from 20 million 25 million, they will release anywhere between 65 to 70, 72 percent of that additional five million dollars in equity that we've created what we do with that equity well we give it back to our investors. So our whole model is and we've again under-promise and over-deliver here but you know what we pro forma is to return 50 percent of the investors equity between a 24 to 36 month period and then another 25% so up to 75% between a 36 and 48 month period and then up to a hundred percent of their original equity back between a 48 and 60 month period. So they still retain their original percentage ownership in the building the same number of units, however as you just mentioned Buck what it does do is it puts money back into their pocket a lot quicker. They can in turn reinvest that into something else and you know again the velocity of their money is in the velocity returns.
Buck: And that's really the key you know is that the cash out refi model is nothing new, but you usually don’t see it for about five years and then you get you know maybe you get a refi and hopefully you get your capital back out of the deal and you've got what we call infinite returns but what we're talking about here is really unique because I know you mentioned 24 to 36 months just looking over the history it looks like the average has been about 18 months where investors are getting about 50 percent of their capital back and then you know a year later whatever they're getting over the next year or two they're getting the rest of it back. By the way the model does not allow for a split until then so in other words the operators not getting paid you know and any part of the equity until a 100% of capital is returned. Well what that does is it allows you to take you know not wait for years but wait you know assuming it's 18 months 24 months whatever and if you get if you invested a hundred grand take 50 grand back and put it into something else now you've got an opportunity to make money in two places at the same time with the same capital and that's where the numbers really go off the hook right that is kind of the the thing and then as Tim mentioned it's also derisking. So tell us a little bit about like you know kind of your track record in terms of doing this kind of stuff.
Tim: Well I mean I'll tell you a little story about one of our investors you know he started with us it's actually five years ago now we're six year old company but it took about a year of research for him to give us his his first dollar but so it's been about five years ago he started investing with us he spread $750,000 you know throughout a couple of deals he started coming in and you know we do the dip your toe in with a certain amount and then you know the investment level got a little bit larger and so his total investment you know with Western Wealth Capital was $750,000 and you know he's funny he comes to offer wine and cheeses and he basically said I'm not gonna give you any more money I'm done but I promise you this what I'm gonna do is every single penny that you give me I'm gonna reinvest it. So you know through all of our refis are just divestments dispositions which we've had 31 to date so every penny he's given back to us he's actually equity level and ownership of properties with us is just now under four million dollars five.
Buck: So seven hundred and fifty thousand dollars total investment over like you know spread over several deals or the last five years is not worth about four million bucks.
Tim: And he's just continuing to roll it yeah he's doing. Actually should I should ask him and I show the top the pin but he loves to talk probably I should take him on tour with me.
Buck: I want to get him on the podcast. That comes out to roughly an eighty nine percent annualized return on capital. Well what's interesting to me is that with you know these kinds of returns people assume there's got to be a lot of risk right I mean how do you hit thirty percent annualized returns how's this guy get a nine percent annualized return, but in fact you know the two elements and you've alluded to this before that tend to theoretically make these opportunities even more stable than most offerings is that first you know you've obviously got a heavy capital expenditure budget because this whole thing is about turning you know really neglected properties into really high quality properties, if anybody's ever been on a Western wealth tour you'll see it's just amazing, but so it's a huge you know it's a it's a big investment up front that's raised from the capital from the equity. But one of the beautiful things about that is hey you're not you know we're not gonna just try to expect that we're gonna generate all this income from the property right and that creates this level of cash that's sitting up front. That is one thing that in my mind significantly de-risks the opportunities is that there's a huge capital stack sitting there waiting, but then there's also the other idea that where as we're driving equity into this and we're making a profit hopefully by driving cap rates up dynamically in real time, you're essentially creating you called it de-risking the property right I mean those are the two main elements, is that kind of how you see it in terms of mitigating risk?
Tim: Yeah hundred percent I mean not only mitigating risk but also you know it comes to returns you know when we model a property and then when we send her a basically executive summary though you know we're not showing 30% returns and that's what we've actually achieved in our past, we've had 31 dispositions for an average hold period 29 months for an average return of 30 percent annualized so we're not showing that you know what we're basing our math typically is working out between 17 to 20 percent annualized returns based on the property very conservative based on how the performance exactly you know when we have a property with say 200 units we're not saying we're gonna execute our value add proposition on 80% 85% we're saying we may do sixty sixty-five percent. And that's where we come up with these 17 to 20s you know plus our refinance of 50, 75 and a hundred you know but again the whole goal Buck comes down to is again under-promise and over-deliver and as well as you can and under-promise and over-deliver but you better be able to execute and and the speed and again we're very good at we're obsessed actually that's the word we use we're obsessed with execution.
Buck: That's pretty obvious. How big, because we talked about how this has been, this has been a lightning bolt of a business in terms of growth. How much how much property is under management now?
Tim: We're just under 16 thousand units.
Buck: And what does that come out to in dollars? I’m putting you on the spot but you move so quickly.
Tim: So last year actually 2018 we purchased 16 buildings. In 2019 we purchased 19 buildings. Our goal this year is 24 you know however you know we do have you know different sources of that's gonna be a billion dollars we're nowhere well we're over 2.2 billion 2.2 billion.
Buck: Okay so we've got all this good stuff going on and there's skeptics out there and for good reason that say well gosh you know what's you know what are you gonna do when the market changes I mean we talked about some of the things that you can do to de-risk that like you know you're decompressing your own cap rates by creating this dynamic you know driving of net operating income but what happens in that scenario and typically you know a cycle like that might last a couple years. If you have a situation where you decompress cap rate so and you you're certainly in a position to be safe because you got about a bunch of money in the bank you know you've driven up your income, but then what do you do then to to you know to try to maximize yield? Do you just you know hold on to the property and and wait for better days or what do you do?
Tim: I guess the worst-case scenario is as you mentioned you sit in cash, again, we're a bit unique we don't have to borrow our capex we raise our capex so you know we'll sit on a lack of cash you know if required we can still continue implementing our value-added program because again you know in a crunch period of time try and get money from a bank or your agency you can't so all of a sudden syndicators just have to stop we raise that capex so we can keep going if we want but I mean worst case scenario is is we sit in cash flow you know but we also what we look at is in the markets that we deal is you know or where we have assets for the markets that we really like is you know we take a real look at the A type of properties existing or being built and you know we love buying buy a right you know a C or C plus type of building right beside an A because you know the individual is that you know that's paying 20 to 50 a month for an eight hundred square foot a type of property you know when that market does change you know are fifteen hundred and fifty dollar 1100 square but newly renovated unit plus completely upgraded and amenities is it gonna look fantastic and save that individual seven hundred dollars a month. So you know again it comes down to de risking and your investment and you know that's one of the aspects that we look at is that a type of property in the area but again worst-case scenario is yeah yeah we stuff it full only cash flow.
Buck: So I mean just to be clear we're talking about C-C plus you know probably now what you guys call C me it's probably more C plus moving it up to like a B-Bplus in it you know like you're in a area or something like that is effectively the idea you know speaking of the markets though one of the things that I think is how you know when you right now I've been saying one of the most critical aspects of buying real estate right now is picking the markets because you know when times when things are hot and things are you know markets are flying that's when you get like these you know you get these tertiary markets that are people start chasing yield where in situations where you know if the market turns there's really no natural growth there, there's no not new industry there's not that I mean how much of that goes into market selection can you kind of talk about your process there?
Tim: Yeah you nailed it Buck you know we're seeing a lot of other firms you know chasing yield, chasing returns, there's a lot of equity out there but there's also a lot of kind of startup syndicators trying to make a mark and so they're trying to chase returns and and what they don't see in what we see with we know over a hundred transactions maybe, they don't see the deal flow that we see you know we're seeing 22 to 30 deals in about twelve different cities a week but you know we see other firms you know buying in those first rate markets and that you know we'll never do that you know you know. So when the market does correct you know the place to such late such as you know Dallas, Houston, Atlanta, Phoenix these these markets that are in your top five to ten type markets for economic growth when there is a correction, yeah they may correct a little bit however if you're buying in a market at right now is ranked number fifteen fifteen sixteen seventeen and it's there now just because it's kind of you know, when the market does turn guess what's gonna happen it's gonna go from fifteen sixteen to thirty thirty-one. You know our philosophy isn't you know we don't buy and cross your fingers and hope that the market goes up you know that is just not our value proposition again we're going to markets that are stable strong economic growth there's companies moving there and then basically it comes down to executing your model.
Buck: Yeah and you know and I think that's an important thing. There is this constant sort of tension between finding yield but also staying within markets that have strong job growth and you know population growth. And so the nice thing about you know major markets you know you know Houston and Phoenix and some of these markets that are you know they're not New York and LA but on the other hand they're growing like gangbusters they at the end of the day even if you have a change in sort of the overall real estate market you have this this other opposing force which is the growth in population and that isn't gonna presumably that's not going to stop people are moving there for a reason. Tough economic times they're only gonna make them move there even more.
Tim: Just a funny story Buck I was talking I was in Calgary last week which is a part of Canada, talking to a farmer last week and he explained this this way Tim he says I have a chicken and I want to make sure my chicken is laying eggs but in the long run I want to make sure my chicken’s safe at the end of the day. It's so simple and you're giggling but really that's what it comes down to. I want my eggs but I want to make sure you preserve my chicken and that's definitely Western Wealth Capital.
Buck: Capital preservation. For a group that's plugging out those kinds of numbers capital preservation you know being part of the equation is a nice relief as well. So tell me what's the plan again for this year 2020 west from wealth capital? What Mark do we looking at? What's the goal?
Tim: Well I you know we're currently in five markets I just discussed San Antonio, Dallas, Houston, Atlanta, second largest owner operator in Phoenix there's about twelve cities that know we followed very closely our goal for 2020 is to add two new cities so that means not you know not to have assets and five to have have them in seven you know the type of you know type of markets we're looking at is you know whether we're looking to Nevada so we're looking at Vegas we're looking at Denver of course at Denver Florida many centers and Florida as well to you know Washington, Washington State, Seattle, Portland, Nashville as well too. So you know we have a six member acquisition team and we always joke I'm not sure who lives in airports more of them or them or myself but we're kicking a lot of tires, but the goal is again here to be into you know two new cities we just don't move in a city unprepared we do a lot of homework we do a lot of back check. We don't you know we actually are before we move in a city we don't want to buy one building we're gonna go in and typically buy three buildings you don't you know we want to get you know we want to have a thousand fifteen hundred units.
Buck: That's part of the exit plan too. I mean and and that's one of the things that I think is important to one of the reasons that you end up getting paid more for these is you're not selling when building at a time you're wrapping it up to like seven or eight buildings at a time and selling it at a premium to a big you know to a big institutional buyer.
Tim: Yeah and for numbers we're probably looking at I gained one a month so probably twelve twelve deals this year so for on a deal full perspective so another ambitious ambitious goal first rate.
Buck: I’m just curious one thing and I don't know how much you've actually looked into it but it's funny that you mentioned Vegas behind I brought that up too because I remember the economist that we had at our last meet of in the growth in in in you know just in people moving into Vegas is insane right, well the question is is it real this time right?
Tim: It is you know you look at the the jobs I believe it you know not that long ago over sixty percent was you know in that hospitality sector I believe that's under forty percent now you know so that just shows that there is there's other types of opportunity now in Las Vegas and it's not solely dependent on the casinos and you know and again it's you know it's another state.
Buck: It’s just one of those things where it's like what's the difference between living in you know in a climate wise say Las Vegas Nevada in Phoenix Arizona and people are in Phoenix is growing very quickly and then Vegas all of a sudden now they've got a you know they're gonna have a football team they have an NHL team it's starting to seem like a normal thing to live in Las Vegas.
Tim: It's like anywhere Buck, it's any state or city you live in there's tremendous opportunity in great pockets I've I know a lot of people that live in Vegas and you know you joke the first question is about the strip and it's like any city you live in they all just kind of chuckle and say you know we may go this trip once a quarter you know it's like me going downtown for dinner with my family it's right you know it's the same concept.
Buck: Well Timmy I don't want to keep you too long. It's been great to have you on the show and for those of you who want more of Tim you can read about them you know Western Wealth Capital website otherwise you can join Investor Club if you are an accredited investor and that's where Tim frequently does webinars for us. Tim again I want to thank you it's great to have you on the show finally.
Tim: Thank You Buck, I really appreciate it. Thank you so much.
Buck: We’ll be right back.